Real Reviews from Real Homeowners
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Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.
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Estimate your home buying budget before you fall in love.
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Finding a home in Gulf Shores can be hard. We make finding the right loan type easy.

Simple Application
Click a few buttons, and complete your application in as little as 15 minutes!

Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.

On-Time Closings
We'll get you through your front door on schedule.
Refinancing? Let's talk about your options.

Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.

Interest Rate
Have you compared your current rate to ours lately? No harm in asking.

Loan Term
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.

Custom Financing Options
We’ll find the best construction loan program to fit your needs.

Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.

Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First-Time Homebuyer Guide
127.28 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (985) 709-1828 anytime.
Click here to download the file -
Refinance Guide
127.2 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (985) 709-1828 anytime.
Click here to download the file -
Construction Guide
203.34 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (985) 709-1828 anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
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Connect with a Gulf Shores loan officer
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Assurance Financial Gulf Shores
956 Commerce Loop Suite A,
Gulf Shores, AL 36542
958-709-1828
Gulf Shores Mortgage Lender
Buying, building or refinancing a home can be a costly and complex experience, making it crucial to secure the right mortgage loan. At Assurance Financial, we help aspiring homeowners with the process and ensure buyers like you receive the best solution for their homes. We offer various loan options to assist you in achieving your homeownership goals with unmatched speed and outstanding service.
Financing a home is a long-term investment that requires great commitment. When you work with our mortgage loan officer in Gulf Shores, you can be confident that your home loan will fit your needs.
How Assurance Financial Can Help You With Your Loan
Assurance Financial is a full-service mortgage lender in Gulf Shores dedicated to finding the best financing solutions for your needs. Whether you’re purchasing your first property or a vacation home, you can count on our expert mortgage loan officers to give you the necessary information on all the options and answer any questions.
With our vast range of loan types, you are bound to find a solution that works best for your situation. We can also tailor these loan options to fit your specific requirements and budget. Here are the different loan types we offer:
- Conventional loans
- First-time home loans
- Federal Housing Administration (FHA) loans
- Modular home loans
- Non-qualified loans
- Veterans Affairs (VA) loans
- Construction loans
- Jumbo loans
- United States Department of Agriculture rural development (USDA RD) loans
Home Opportunities in Gulf Shores, Alabama
Nestled along the Alabama Gulf Coast, Gulf Shores has 32 miles of white sand beaches, warm hospitality and a family-friendly atmosphere. This beautiful beach community is vibrant and filled with wonderful attractions, restaurants and fun activities, making it a great place to purchase a home.
People of all life stages can find an excellent home when settling in this coastal town. Professionals will find it easy to commute to and from work in this thriving area. The city also has highly rated schools, making it an excellent choice for families with children. Additionally, Gulf Shores is considered an ideal place to retire due to its cleanliness, natural beauty and immersive community life.
As a dependable Gulf Shores mortgage lender, Assurance Financial can help you get a home that suits your lifestyle in this captivating coastal town.
Our Home Loan Process
At Assurance Financial, we pride ourselves on making the home loan application process easy and efficient. Here is a quick breakdown of our online application process:
- Pre-qualification: In only 15 minutes, we can draft a mortgage quote rate based on the provided financial history.
- Application: You can start with the full application once you’ve found the right property or are ready to refinance or buy your home.
- Processing: The property will go through appraisal and underwriting before the pending loan application is approved.
- Funding: Once your application is approved, you will sign to close the loan with a notary before moving in.
Partner With a Mortgage Loan Officer in Gulf Shores
Assurance Financial provides financial solutions tailored to whatever life stage you are in. Whether starting your first job or starting a family, we can help you secure a home loan that aligns with your lifestyle. We make the process simple, quick and seamless using advanced application technology and end-to-end support to guide you through every stage.
Contact us to speak to a professional home loan officer in Gulf Shores.
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first-class experience in applying for a home loan.