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Home Loans - Gulf Shores, LA

I’m purchasing a

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners


Houma, LA

"Kim is always knowledgeable and timely; makes deals easier."

Loan Officer

Kimberly Politz

Lockport, LA

"Kim is the best! Would not refer my clients to anyone else."

Loan Officer

Kimberly Politz

Lockport, LA

"The professionalism and communication were exceptional. Everyone worked hard to get us to the closing table."

Loan Officer

Kimberly Politz

Metairie, LA

"A pleasure to work with, thank you!"

Loan Officer

Kimberly Politz

Apply With Our Local Home Loan Experts

Kimberly Politz

NMLS #: 466092

Assurance Financial Gulf Shores

956 Commerce Loop
Gulf Shores, AL 36542

(985) 709-1828

Interested in:

Get Started With Your Home Loan

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (985)-275-0334

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Gulf Shores can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.


Make the most out of your equity for home improvements, tuition, or your latest dreams.

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

Competitive Rates

Set your build budget with a free personalized rate quote now.


Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Gulf Shores loan officer

Get Your Free Rate Quote

Assurance Financial Gulf Shores

956 Commerce Loop Suite A,
Gulf Shores, AL 36542

Gulf Shores Mortgage Lender

Buying, building or refinancing a home can be a costly and complex experience, making it crucial to secure the right mortgage loan. At Assurance Financial, we help aspiring homeowners with the process and ensure buyers like you receive the best solution for their homes. We offer various loan options to assist you in achieving your homeownership goals with unmatched speed and outstanding service.

Financing a home is a long-term investment that requires great commitment. When you work with our mortgage loan officer in Gulf Shores, you can be confident that your home loan will fit your needs.

How Assurance Financial Can Help You With Your Loan

Assurance Financial is a full-service mortgage lender in Gulf Shores dedicated to finding the best financing solutions for your needs. Whether you’re purchasing your first property or a vacation home, you can count on our expert mortgage loan officers to give you the necessary information on all the options and answer any questions.

With our vast range of loan types, you are bound to find a solution that works best for your situation. We can also tailor these loan options to fit your specific requirements and budget. Here are the different loan types we offer:

  • Conventional loans
  • First-time home loans
  • Federal Housing Administration (FHA) loans
  • Modular home loans
  • Non-qualified loans
  • Veterans Affairs (VA) loans
  • Construction loans
  • Jumbo loans
  • United States Department of Agriculture rural development (USDA RD) loans

Home Opportunities in Gulf Shores, Alabama

Nestled along the Alabama Gulf Coast, Gulf Shores has 32 miles of white sand beaches, warm hospitality and a family-friendly atmosphere. This beautiful beach community is vibrant and filled with wonderful attractions, restaurants and fun activities, making it a great place to purchase a home.

People of all life stages can find an excellent home when settling in this coastal town. Professionals will find it easy to commute to and from work in this thriving area. The city also has highly rated schools, making it an excellent choice for families with children. Additionally, Gulf Shores is considered an ideal place to retire due to its cleanliness, natural beauty and immersive community life.

As a dependable Gulf Shores mortgage lender, Assurance Financial can help you get a home that suits your lifestyle in this captivating coastal town.

Our Home Loan Process

At Assurance Financial, we pride ourselves on making the home loan application process easy and efficient. Here is a quick breakdown of our online application process:

  • Pre-qualification: In only 15 minutes, we can draft a mortgage quote rate based on the provided financial history.
  • Application: You can start with the full application once you’ve found the right property or are ready to refinance or buy your home.
  • Processing: The property will go through appraisal and underwriting before the pending loan application is approved.
  • Funding: Once your application is approved, you will sign to close the loan with a notary before moving in.

Partner With a Mortgage Loan Officer in Gulf Shores

Assurance Financial provides financial solutions tailored to whatever life stage you are in. Whether starting your first job or starting a family, we can help you secure a home loan that aligns with your lifestyle. We make the process simple, quick and seamless using advanced application technology and end-to-end support to guide you through every stage.

Contact us to speak to a professional home loan officer in Gulf Shores.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.