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With Ted

Apply With Ted

Edmond, OK

Ted Clay

Branch Manager | NMLS #: 217991

M 405-826-1320 O 405-938-2388 tclay@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.98 Stars Based on 43 Reviews
Steven

Edmond, OK

"Great working with Ted and his team. I hope to send more business in the future."
Taylor

Yukon, OK

"Ted worked with us on options, explaining everything and making it very clear."
Miles Mans

"Ted Clay & his team are good people and great at what they do. Great group!"
Miles

Edmond, OK

"Ted and the group around him were friendly and quick to communicate. I was never confused or felt like I always knew what to expect next."
Doug Arnett

"Great experience! Everyone was well informed at all times. We worked together as a experienced team and made it happen! Thanks Ted!"
Rondal L

Guthrie, OK

"Ted and his assistant Janette made the whole process as simple as possible."
R M

"As a Realtor, I have referred all my buyer clients to Ted for many years. He's the best at what he does."
Jessica

Edmond, OK

"You and your staff were incredible, start to finish. Very knowledgeable!"
Stephanie

Edmond, OK

"Knowledgeable, excellent customer service. Very professional."
Braxton J

Edmond, OK

"Ted is awesome what he does and made everything super easy! So glad we used him !"
Joe

Edmond, OK

"Communication from Ted's Team"
Steven

Edmond, OK

"Ted and his team are awesome people to work with and I look forward to our next deal."

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

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About Ted

Ted Clay is a Loan Officer and Branch Manager in the Edmond, Oklahoma branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Oklahoma.

With over 30 years of experience in the mortgage industry, Ted has helped countless individuals and families find the right financing to fit their unique needs. Whether working with first-time home buyers or seasoned real estate investors, he guides clients through every step of the process — from understanding credit scores to exploring down payment options and beyond.

Ted and his team specialize in Conventional, FHA, VA, and Rural Development loans, as well as investment properties and first-time home buyer programs. He is committed to making the home financing journey as smooth, informed, and stress-free as possible, and no question is ever too small.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
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10 E Campbell Street
Edmond, OK 73034

(405) 826-1320

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Free Realtor Tools

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

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