Bluffton, SC

Krista Eiden

Branch Manager / Loan Officer | NMLS #: 544500

Real Reviews from Real Homebuyers

Amanda

Arab, AL

"Excellent communication and overall great experience."

for Loan Officer

Willie Tucker
Pam Holt

Muscle Shoals, AL

"It is always great working with Barbara!"

for Loan Officer

Barbara Gaston
Steven D

Houma, LA

"Everything was so easy. Courtney did all the leg work and explained everything to were it was so easy to understand."

for Loan Officer

Courtney Arceneaux
Jimmy

Alpharetta, GA

"Thank you"

for Loan Officer

Taylor Green
Jeffrey

Gonzales, LA

"Charlotte is always consistent and communicates at a high level"

for Loan Officer

Charlotte Guidroz
James C

Florence, AL

"Willie was real easy to work with. Great communication."

for Loan Officer

Willie Tucker
Sarah

Columbia, SC

"Dan is so easy to work with and always makes the financing process quick and painless for us!"

for Loan Officer

Dan Kadar
Heather A

Butler, PA

"Everything went smoothly"

for Loan Officer

Carol DeFazio
Weston

Columbia, SC

"Dan is always helpful and very responsive throughout the entire process."

for Loan Officer

Dan Kadar
Monty

Enterprise, AL

"Micah was very professional and personable I would highly recommend."

for Loan Officer

Micah Garrett
Nicholas Patrick

Lafayette, LA

"Jen was always eager to lend a hand and had great patience in working through our options with us!"

for Loan Officer

Jennifer Hebert
Jimmy

Savannah, TN

"Overall communication through out the whole process, Molly always found the time to talk and answer any questions I had!"

for Loan Officer

Molly Elledge
Phillip James

Bessemer, AL

"Yeates had great communication"

for Loan Officer

Rutherford Yeates
Brigitt

Marksville, LA

"Lauren is amazing to work with!"

for Loan Officer

Lauren Tylock
Dillon Scott

Canon City, CO

"Communication was top notch. Jim showed up when he didn't need to. Went above and beyond what was expected of"

for Loan Officer

Jim Nunn
Jacob

Oklahoma City, OK

"Overall service and transparency"

for Loan Officer

Ted Clay
Kyle

Florence, AL

"Ashley is very reliable and gives good advice. She is a godly woman that will make the mortgage process relatively easy!"

for Loan Officer

Ashley Bogus
Lauren E

Shreveport, LA

"Stephen bent over backwards to help make this loan happen and I am so grateful to him and his help!"

for Loan Officer

Stephen Magyar
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call Krista

$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Krista

Born and raised in New Jersey, my husband and I took a leap of faith and moved
to Bluffton without ever having visited. We instantly fell in love with the charm of
the Lowcountry and the welcoming Southern lifestyle. My husband, a proud
veteran, now serves as a Lieutenant with the Bluffton Fire Department. Together,
we’re raising two amazing children and our energetic dog, Rocket.

Life in our home is always full of activity—between work, sports, and school
events, we stay on the go. When we do find downtime, you’ll usually find us
mountain biking, rock climbing, or enjoying anything that gets us out on the
water.

With more than 20 years of experience in the finance and mortgage industry, I’ve
had the privilege of serving in several key roles—from Loan Processor to
Underwriter to Loan Officer. Each position has given me a unique perspective and
the ability to evaluate a loan from every angle. I’m excited to be joining
Assurance Financial as Branch Manager in Bluffton, where I have the
opportunity to run my own business within a company whose boutique service
and robust resources align perfectly with my values. I look forward to continuing
to serve my clients and referral partners in the Bluffton and Savannah markets.

My approach is simple: empower borrowers with clear guidance, consistent
communication, and a process that feels manageable—not overwhelming. Every
client’s financial story is unique, and I take pride in tailoring solutions that
support their longterm goals. Whether you’re purchasing your first home or
expanding your investment portfolio, I’m committed to delivering a smooth,
transparent experience from application to closing. Helping people build their
future through homeownership is not just my profession, it’s the part of my work
I value most.

 

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • Downpayment Assistance Programs
  • Bridge Loans

Send Krista a message

3 Bainbridge Way
Bluffton, SC 29910

(843) 368-9398

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

Email Krista

Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Let's Get Started!

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