Columbia, SC

Delores Shabazz

Loan Officer | NMLS #: 2813405

Real Reviews from Real Homebuyers

Sarah

Columbia, SC

"Dan and Brad were great help throughout the home-buying process. Excellent communication and attention to detail."

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Dan Kadar
Jennifer M

Irmo, SC

"Brad was so helpf with the process of purchasing our new home."

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Brad Hepps
Rosewood Info

"Extremely pleased with Dan Kadar's professionalism, sense of humor and hard working mindset!"

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Caitlin Ramage
Jaime

Mount Pleasant, SC

"Matthew and his team were very informative, professional and courteous."

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Matthew Dailey
Katie

Belton, SC

"COMMUNICATION!!!"

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Merrell Johnson
Whitney

Columbia, SC

"Michele is very knowledgeable and Professiona. She responds quickly and is always eager to assist."

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Michele Rodgers
Patricia

Florence, SC

"Patrick was a great resource willing to help me analyze property metrics."

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Patrick Roberts
Marion

Elgin, SC

"Great service, communication and knowledge. Thank you."

for Loan Officer

Dan Kadar
Ricky Daral

Irmo, SC

"Brad was ve helpful and stayed on top of our loan."

for Loan Officer

Brad Hepps
Sara Jennings

"10/10 recommend! Excellent communication, and was always there to answer any of my questions!"

for Loan Officer

Caitlin Ramage
Diane

Mount Pleasant, SC

"Matthew was always available whenever our clients had a question or concern. Wonderful experience! Great lender."

for Loan Officer

Matthew Dailey
Heather

Lexington, SC

"100% Hands Down the Best!"

for Loan Officer

Merrell Johnson
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Delores

I’m excited to serve clients throughout South Carolina as a Mortgage Loan Officer with Assurance Financial in Columbia, SC. With more than a decade of experience in housing, community development, and financial education, my career has always been centered around one mission: helping individuals and families build stability and generational wealth through homeownership.

Before transitioning into mortgage lending, I managed multimillion-dollar housing and community development programs for the City of Columbia and the Central Midlands Council of Governments. Through that work, I collaborated with homebuyers, lenders, real estate professionals, and community organizations to expand access to housing opportunities, strengthen financial readiness, and help families navigate the path to homeownership successfully.

Today, I bring that same client-centered energy into mortgage lending. I am excited to help borrowers understand their options while feeling confident throughout the financing process. I have a special passion for working with first-generation homebuyers, new real estate investors, self-employed clients, and borrowers with non-traditional financial situations who may need a more strategic and personalized lending approach. I understand that every buyer’s story is different, and I pride myself on finding solutions that align with each client’s goals and long-term financial future.

Clients appreciate my transparency, patience, and ability to simplify what can often feel like an overwhelming process. Whether you’re purchasing your first home, refinancing, or investing in real estate, I’m committed to providing responsive communication, trusted guidance, and a smooth experience from application to closing.

I earned both my Master’s in Organizational Leadership and Bachelor’s degree in Political Science & Public Affairs from Columbia College in South Carolina.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Delores a message

2231 Devine Street
Suites 102A and 102B
Columbia, SC 29205

(803) 238-9151

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

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