Apply

With John

Apply With John
John Thomas

Troy, AL

John Thomas

Loan Officer | NMLS #: 2007985

M 334-661-8191 O 334-722-4229 [email protected]

Apply With John

Real Reviews from Real Homebuyers

Christopher

Troy, AL

"Easy experience. Thank you!"

for Loan Officer

Micah Garrett
James P.

Luverne, AL

"Everything from start to finish!"

for Loan Officer

Angie Roberson
Greg

Troy, AL

"Everything went as planned."

for Loan Officer

Mike Vaughn
Breanna Leshea

Troy, AL

"Tom went out of his way to make sure my husband and i understood everything"

for Loan Officer

Tom Smith
George E

Troy, AL

"Everything was perfect."

for Loan Officer

Micah Garrett
Jaquavis Tavion

Luverne, AL

"Process getting things done quickly"

for Loan Officer

Angie Roberson
icon

Get Pre-Qualified for a Mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Apply Now
icon

Get a Free Rate Quote

Get a free personalized rate quote in minutes with the help of our mortgage experts.

Call (334) 661-8191
icon

See how much house you can afford

Estimate your home buying budget before you fall in love.

Call for a custom quote

Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call John
$
years
$
%
$
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About John

John Thomas is a Loan Officer who lives in Dothan, Alabama and works out of the Troy Branch at Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Alabama. Whether a new home purchase, refinance of an existing home, or construction of a new home, John is able to help homebuyers in any stage of life achieve their dreams of homeownership. As a Veteran he is passionate about helping other Veterans find their way Home!

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans

Apply With John

Send John a message

515a South Brundidge Street
Troy, AL 36081

(334) 661-8191

This field is for validation purposes and should be left unchanged.
Interested in:

By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy

Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

Email John
Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

 READ MORE

Our Loan Process

 READ MORE

Mortgage Calculators

 READ MORE

Let's Get Started!

This field is for validation purposes and should be left unchanged.

By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy