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With Ashley

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Ashley Bogus

Florence, AL

Ashley Bogus

Loan Officer | NMLS #: 1686054

M 256-710-9434 O 256-325-8944 [email protected]

Apply With Ashley

Real Reviews from Real Homebuyers

4.96 Stars Based on 209 Reviews
Philip

Russellville, AL

"Ashley was very professional and helpful with any questions and quick to respond and to make sure I had everything needed to keep the process moving forward"
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Jeffrey Wayne

Killen, AL

"Knowing that we ended up Knowing each other from the past and how helpful you were to us"
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Alexis

Tuscumbia, AL

"Ashley went above and beyond for our first time homebuyers experience! Ashley had very strong communication and always kept us updated on the process. Knowing we had her working so hard to help us get to closing on our first home was such a blessing! Ashley is definitely someone you want to help you during this process!"
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Laura Beth

Killen, AL

"I truly cannot say enough wonderful things about Ashley! She went above and beyond for us throughout the entire home-buying process. She was always there to answer our questions, explain every detail, and make sure we understood exactly what was happening every step of the way. Her kindness, patience, and knowledge made what could have been a stressful experience feel so much easier. You can tell she genuinely cares about the people she works with and wants the very best for them. We are beyond grateful for everything she did to help us through this exciting milestone. I cannot thank her enough, and I would recommend her to anyone looking for a mortgage loan officer who truly goes above and beyond! ❤️"
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Lara Suzanne

Decatur, AL

"Fom start to finish Ashley and Beverly were great. Communication, knowledge and overall handling of my loan. Just great!!"
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Stacy

Tuscumbia, AL

"Ashley was great to work with. She always answered when I called and always answered all of my questions. I will certainly use her again! Excellent job Ashley!"
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Jose M

Lester, AL

"Ashley was awesome."
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Anita

Tuscumbia, AL

"Ashley as well as Assurance Financial has been easy to work with. They have made the financing stress free and werer helpful and prompt to answer any questions."
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Megan

Tuscumbia, AL

"Ashley's patience during the very long process was too notch."
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Abi

Killen, AL

"Ashley is so good to us!!! She made the process so easy and was able to help me around the clock. She never once spoke over my head and was so patient explaining everything and anything we didn't understand. We couldnt couldn't have gotten better help!"
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Jacob Donald

Sheffield, AL

"Ashley was fantastic and super nice. I felt comfortable and I knew that if I had any questions she was just a phone call away."
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Jeffery Ryan

Killen, AL

"Very professional, and responded quickly to any questions I had throughout the process."
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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years
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%
$
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Ashley

I am a Mortgage Loan Officer with over five years of experience helping individuals and families achieve their homeownership goals. I’m a Florence, Alabama native and a graduate of the University of North Alabama. My husband, Dustin, and I have two children, and we love being part of a community where families can grow and put down roots.
I’m passionate about helping clients navigate the home financing process with confidence. Whether you are purchasing your first home, upgrading to a new one, or considering refinancing your current mortgage, it’s important to understand your financing options. I work closely with each client to identify the loan program that best fits their financial goals and long-term plans.
My goal is to make the mortgage process as smooth and straightforward as possible. From pre-qualification to closing, I’m here to provide clear communication, guidance, and support every step of the way.
If you’re considering buying a home or refinancing your existing mortgage, I would be happy to help you take the next step toward homeownership.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

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Send Ashley a message

4050 Helton Drive
Suite 301
Florence, AL 35630

(256) 710-9434

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy