Florence, AL

Ashley Bogus

Loan Officer | NMLS #: 1686054

Real Reviews from Real Homebuyers

Jacob Donald

Sheffield, AL

"Ashley was fantastic and super nice. I felt comfortable and I knew that if I had any questions she was just a phone call away."
Jeffery Ryan

Killen, AL

"Very professional, and responded quickly to any questions I had throughout the process."
Chadwick

Killen, AL

"Excellent communication and helpfulness"
Wesley

Leighton, AL

"The Communication and how well Ashley explained everything to me."
Anna Beth

Tuscumbia, AL

"Always responding quickly!"
Cortney Jones

Killen, AL

"Communicatio was on point and closing was smooth for my first time homebuyers!"
Lesa

Florence, AL

"As a realtor, I had a great experience working with Ashley. She was professional and responsive during the process."
Kameron

Florence, AL

"Willingness to answer Our questions no matter the time of day."
Nancy

Florence, AL

"Very efficient"
Monica

Sheffield, AL

"Your kind and genuine heart. Helping to answer all the questions and concerns."
Larry

Florence, AL

"Ashley does a good job making sure client has a good experience."
Ed

Florence, AL

"Expertise, availabilityand cooperation we all needed to complete this transaction. Ashley delivered wonderfully on all three."
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Ashley

I am a Mortgage Loan Officer with over five years of experience helping individuals and families achieve their homeownership goals. I’m a Florence, Alabama native and a graduate of the University of North Alabama. My husband, Dustin, and I have two children, and we love being part of a community where families can grow and put down roots.
I’m passionate about helping clients navigate the home financing process with confidence. Whether you are purchasing your first home, upgrading to a new one, or considering refinancing your current mortgage, it’s important to understand your financing options. I work closely with each client to identify the loan program that best fits their financial goals and long-term plans.
My goal is to make the mortgage process as smooth and straightforward as possible. From pre-qualification to closing, I’m here to provide clear communication, guidance, and support every step of the way.
If you’re considering buying a home or refinancing your existing mortgage, I would be happy to help you take the next step toward homeownership.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Ashley a message

4050 Helton Drive
Suite 301
Florence, AL 35630

(256) 710-9434

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

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