About Bart
Bart Swan is a mortgage loan officer in Niceville, Florida, specializing in VA home loans for military veterans and active-duty service members throughout Northwest Florida.
Bart Swan
Branch Manager | Mortgage Loan Officer
NMLS #351744
Bart Swan is a mortgage loan officer based in Niceville, Florida, serving homebuyers throughout Northwest Florida. He specializes in VA home loans for military veterans and active-duty service members, as well as conventional, FHA, and refinance options.
With extensive experience working with VA loans, Bart helps veterans and military families navigate the mortgage process with clarity and confidence. He takes an educational, straightforward approach and believes buyers make better decisions when they fully understand their options. His focus on transparency and proactive communication helps clients avoid common mistakes that can delay or derail a transaction.
Bart regularly works with veterans purchasing homes near Eglin Air Force Base, Hurlburt Field, and Pensacola Naval Air Station, as well as surrounding communities including Niceville, Fort Walton Beach, Crestview, and Destin. He understands the unique timelines, appraisal requirements, and entitlement considerations involved in VA loans and helps buyers structure offers that are both competitive and compliant with VA guidelines.
In addition to purchase loans, Bart assists homeowners with VA Interest Rate Reduction Refinance Loans (IRRRLs), cash-out refinances, and strategies for using home equity responsibly. He also works with buyers purchasing newly constructed homes and helps coordinate financing timelines with builders and real estate agents to keep transactions moving smoothly.
Beyond lending, Bart is a devoted husband, father, and grandfather who is active in his church and the local community. He has served four times as an Honorary Commander at Eglin Air Force Base, supporting the 40th Flight Test Squadron, the 96th Comptroller Squadron, the 96th Operations Group, and the Seek Eagle Office. As the son of a Navy helicopter pilot and through his time working alongside these units, Bart has developed a deep appreciation for the military mission and the people who support it. He also had the opportunity to fly in an F-15 during a memorable 60-minute orientation flight.
Bart Swan is licensed to originate mortgage loans in Florida and Alabama. He is known for his responsiveness, steady problem-solving approach, and ability to manage complex transactions with multiple moving parts.
His goal is simple: help buyers make informed mortgage decisions and close on their homes with as little stress as possible.
Free VA Financing Webinar – Held the First Tuesday of Every Month
Click the link below for more details and to register.
https://bartswanfinancing.com/hhbh
Videos
My Services
- New Home Purchase Loans
- Refinance Loans
- FHA and Rural Development Loans
- Veteran (VA) Loans
- Construction and Renovation Loans
- Jumbo Loans
- USDA Rural Development Loans