Gibsonia, PA

Carol DeFazio

Branch Manager / Loan Officer | NMLS #: 844321

Real Reviews from Real Homebuyers

Caelum M

Butler, PA

"Their expertise in every aspect of their work"
Jan Barr

"If your looking for the best service and rates give Carol a call. She provides every client with personalize service to fit their needs"
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

All Payments and Fees

0

Calculators provide estimates only. Contact your local loan officer for precise and personalized information.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Carol

Carol DeFazio: Your Trusted Mortgage Expert

With over three decades of experience in mortgage financing, Carol DeFazio has built a reputation for guiding clients through the home-buying process with expertise and care. She takes a personalized approach to mortgage planning, ensuring each client receives customized solutions tailored to their financial goals. Carol understands that securing a mortgage is more than just a transaction—it’s a pivotal decision that shapes your future. That’s why she works diligently to provide informed advice and strategic financing options, helping you make confident choices. Her deep industry knowledge and unwavering commitment to client success have made her one of the most trusted mortgage advisors in the business. Whether you’re purchasing a new home or refinancing an existing mortgage, Carol has the experience, insights, and dedication to help you achieve your financial goals. Her proven track record of success ensures that every client is equipped with the best possible solutions. Beyond assisting clients, Carol is a respected author and branch manager. She leverages her extensive expertise to educate readers on mortgage financing while also demonstrating strong leadership within the industry. Her ability to combine strategic mortgage planning with insightful writing has made her an invaluable resource for both clients and colleagues.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans

Send Carol a message

421 Vineyard Drive
Gibsonia, PA 15044

(412) 660-5877

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!