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With Erica

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Baton Rouge, LA

Erica Whiddon

Loan Officer | NMLS #: 75452

M 225-978-9387 O 225-239-7938 ewhiddon@assurancemortgage.com

Apply With Erica

Real Reviews from Real Homebuyers

Bradley

Baton Rouge, LA

"David is very easy to work with for a loan. He is very knowledgeable and responsive to questions and concerns."

Loan Officer

David Alello
Emily L

Slaughter, LA

"Charlotte is the best!! She makes the homebuying process so easy for my clients. I wouldn't send them anywhere else."

Loan Officer

Charlotte Guidroz
Linda

Gonzales, LA

"Kept us in the know through the proce!"

Loan Officer

Chuck Coghlan
Philip Ryan

Baton Rouge, LA

"Process went smoothly from beginning to end."

Loan Officer

Elise Daniel
Meagan

Baton Rouge, LA

"clear and accurate communication across language barriers; client felt comfortable; ease of underwriting."

Loan Officer

Jeff Meares
Lauren Elizabeth

Prairieville, LA

"Wonderful and personal assistance!"

Loan Officer

Jessica Rumfellow
Kris

Prairieville, LA

"Kristi is GREAT & gets the job done. My buyers liked using her as well! :) Looking forward to another transaction with you."

Loan Officer

Kristi Sinclair
Shea B.

Eight Mile, AL

"Lisa is the best!!!!"

Loan Officer

Lisa Chauvin
Bryan Edward

Baton Rouge, LA

"Very straightforward and answered all of our questions."

Loan Officer

Lynn Sharer
Kaelyn Marie

Baton Rouge, LA

"Great communication! Closing was a breeze."

Loan Officer

PJ Tavernit
Sara

Austin, TX

"Very satisfied with my experience! Would recommend to others."

Loan Officer

Reid Chauvin
Travous Bernard

Baton Rouge, LA

"over great performance awesome experience"

Loan Officer

Sara Pollock Dickson
Christopher R

Baton Rouge, LA

"Toni is the best."

Loan Officer

Toni Freeman
Lin

Baton Rouge, LA

"David is a realiaboe bow and responsible person to do business with! Highly recommend !"

Loan Officer

David Alello
Ryan Patrick

Lafayette, LA

"Charlotte was very pleasant and never let me forget anything."

Loan Officer

Charlotte Guidroz
Terrie C

Baton Rouge, LA

"The staff at Assurance was great to work with"

Loan Officer

Chuck Coghlan
Matthew

Prairieville, Louisiana

"Absolute dedication to making the customer happy and going above and beyond."

Loan Officer

Elise Daniel
Austin

Waxahachie, TX

"It was great."

Loan Officer

Jeff Meares
Nicole

Denham Springs, LA

"Was truly the smoothest transaction with the best communication!"

Loan Officer

Jessica Rumfellow
Ricky Joe

Prairieville, LA

"Open communicatio, always available to answer questions, helpling with our other title company and our buyers lender."

Loan Officer

Kristi Sinclair
Katie G

Saint Francisville, LA

"Lisa is the best of the best!! Very personable, thorough and professional!"

Loan Officer

Lisa Chauvin
Larry A

Baton Rouge, LA

"This transaction had a few bumps along the way, but Lynn handled everything like a professional and kept us on track for a smooth closing."

Loan Officer

Lynn Sharer
Tanisha

Denham Springs, LA

"PJ and team were great to work with from start to finish. Explained everything well and made the process so easy."

Loan Officer

PJ Tavernit
Christian

Austin, TX

"Customer service was wonderful"

Loan Officer

Reid Chauvin
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

All Payments and Fees

0

Calculators provide estimates only. Contact your local loan officer for precise and personalized information.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Erica

Erica Whiddon is a Loan Officer Assistant in the Baton Rouge Branch of Assurance Financial. She is licensed through the National Mortgage Licensing System and Registry in Louisiana.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Erica is able to help homebuyers in any stage of life achieve their dreams of homeownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs
Apply With Erica

Send Erica a message

9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 978-9387

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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