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With Geoff

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Roswell, GA

Geoff Smith

Branch Manager / Loan Officer | NMLS #: 1043587

M 678-779-5066 O 770-674-1433 F 770-674-1433 gsmith@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.96 Stars Based on 359 Reviews
Christopher Tyler

Carrollton, GA

"The amount of communication and explaining numbers about the loan"
Jean

Carrollton, GA

"Geoff was a great communicator and went above and beyond to help my clients achieve their first home!"
Katherine Rose

Woodstock, GA

"Geoff had clear and constant communication throughout the process !"
Stewart

Kennesaw, GA

"Geoff excels at setting proper expectations w/ my clients and always delivers on a smooth closing."
Megan

Atlanta, GA

"Good communication"
Vickie

Decatur, GA

"Outstanding Service"
Chris

Decatur, GA

"Geoff proactively contacted me (the listing agent) with updates on the buyer's financing. This rarely happens and I appreciated it!"
Ashley

Woodstock, GA

"I never have to worry about a loan when Geoff is the lender!"
Charles

Woodstock, GA

"Kept me well informed through whole process. Very likable person to do business with. Most definitely would use him again."

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly HOA

50

Monthly Insurance

50

Monthly PMI

0

All Payments and Fees

0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

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About Geoff

Geoff Smith is a Branch Manager and Senior Loan Officer in the Roswell, Georgia Branch of Assurance Financial servicing all of North Metro Atlanta.  With over 12 years in the mortgage industry, he has become an expert at guiding his clients through the loan process with first-rate customer service to help make their home ownership dreams come true.  He has a strong passion for helping his community by serving as an Alpharetta Business Association Board Member, STAR House Foundation Board Member, Wellstar North Fulton Regional Hospital Board Member, Greater North Fulton Chamber of Commerce Member, Roswell Inc. member, and volunteers as a Youth Football Coach.  Geoff enjoys golf, camping, and traveling with his wife and two sons. He is a proud graduate of the University of Georgia – Go Dawgs!

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
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1255 Canton Street
Suite E
Roswell, GA 30075

(678) 779-5066

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

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