Bluffton, SC

Krista Eiden

Branch Manager / Loan Officer | NMLS #: 544500

Real Reviews from Real Homebuyers

Sonja

Guyton, GA

"They actually did something and quickly not 6 months. And used income others denied."

for Loan Officer

Ivy Eilerman
Joseph James

Baton Rouge, LA

"Will made it great"

for Loan Officer

William Commons
Renee

Montgomery, AL

"Your communication and timeliness was super!!!"

for Loan Officer

Lori Harris
Denise

Marietta, GA

"Geoff explained the process and had very quick response time when you requested the loan and when we had questions."

for Loan Officer

Geoff Smith
Earl

"Very good and personable kept us informed on each step"

for Loan Officer

Joel Holmes
Ashley Ann

Toney, AL

"Communication was great and their patience with us. They assisted quite well with getting our loan closed out from start to finish."

for Loan Officer

Ransom Kelly
Benjamin Maxwell

Nashville, TN

"Rutherford and team made our first home buying experience easy!"

for Loan Officer

Rutherford Yeates
Deisy

Oakwood, GA

"How quick they were to get us what we needed, our questions were answered, and they helped this process be stress free."

for Loan Officer

Taylor Green
Sheldon

Jemison, AL

"Communication with everything"

for Loan Officer

Rutherford Yeates
Timothy C

Cleveland, GA

"Matt a very easy to work with and made a stressful procedure virtually stress-free!"

for Loan Officer

Matthew Green
Margie

Bessemer, AL

"The process was seamless. Joeal was awesome. He is very personal and responds quickly."

for Loan Officer

Joel Holmes
David

Benton, LA

"Rocky made it great!"

for Loan Officer

Rocky Maddox
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call Krista

$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Krista

Born and raised in New Jersey, my husband and I took a leap of faith and moved to Bluffton without ever having visited. We instantly fell in love with the charm of the Lowcountry and the welcoming Southern lifestyle. My husband, a proud veteran, now serves as a Lieutenant with the Bluffton Fire Department. Together, we’re raising two amazing children and our energetic dog, Rocket.

Life in our home is always full of activity—between work, sports, and school events, we stay on the go. When we do find downtime, you’ll usually find us mountain biking, rock climbing, or enjoying anything that gets us out on the water.

With more than 20 years of experience in the finance and mortgage industry, I’ve had the privilege of serving in several key roles—from Loan Processor to Underwriter to Loan Officer. Each position has given me a unique perspective and the ability to evaluate a loan from every angle. I’m excited to be joining Assurance Financial as Branch Manager in Bluffton, where I have the opportunity to run my own business within a company whose boutique service and robust resources align perfectly with my values. I look forward to continuing to serve my clients and referral partners in the Bluffton and Savannah markets.

My approach is simple: empower borrowers with clear guidance, consistent communication, and a process that feels manageable—not overwhelming. Every client’s financial story is unique, and I take pride in tailoring solutions that support their long-term goals. Whether you’re purchasing your first home or expanding your investment portfolio, I’m committed to delivering a smooth, transparent experience from application to closing. Helping people build their future through homeownership is not just my profession, it’s the part of my work I value most.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • Downpayment Assistance Programs
  • Bridge Loans

Send Krista a message

3 Bainbridge Way
Bluffton, SC 29910

(843) 368-9398

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

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