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With Micah

Apply With Micah

Troy, AL

Micah Garrett

Branch Manager | NMLS #: 201883

M 334-722-0373 O 334-403-9701 mgarrett@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.99 Stars Based on 292 Reviews
Bonnie Angelia

Hartford, AL

"Micah was exceptional to work with during the whole loan process! Everything went smoothly!"
Samara

Greenville, AL

"Great working with Micah!"
Denise P

Troy, AL

"Micah kept me informed every step of the way with emails, texts , calls. Absolute pleasure to work with!"
Tammy

Jack, AL

"Excellent communication and very smooth process! Thank you!!"
Allen M

Hartford, AL

"Micahbdoes a great job making sure everything is on time and processed correctly."
Calvin

Greenville, AL

"Great communication and attention to detail tbeoigh throughout the process"
Jacob

Troy, AL

"Smooth process as always"
Charles Gregory

Troy, AL

"great communication"
Anthony W

Enterprise, AL

"our questions were answered in a very prompt way and the service Michael provided was excellent"
Joshua E

Jack, AL

"Great guy and will go over the top to help get things done"
Britney M

Jack, AL

"Very easy to work with and explained everything where we could understand things as we went through the process"
Charles C

Jack, AL

"Micah is knowlegable, personable and professional."

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

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About Micah

Micah Garrett is a Production Manager and Loan Officer in the Troy, Alabama Branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Alabama.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Micah is able to help homebuyers in any stage of life achieve their dreams of homeownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
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Send Micah a message

515a South Brundidge Street
Troy, AL 36081

(334) 722-0373

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

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By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy