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With Micah

Apply With Micah

Apply With Micah

Real Reviews from Real Homebuyers

4.99 Stars Based on 222 Reviews
Kendezz

Troy, AL

"The Way Micah was always there to an my questions"
Jamie M

Troy, AL

"Micah answered all our questions In person and via email. He kept us up to date everystep of the way!"
Malyric

Troy, AL

"Micah was very informative and he helped us whenever we had questions! He was always one phone call away"
Tim

Troy, AL

"Micah done a great job. Great experience and plevery easy. I would recommend him again."
William Jared

Ozark, AL

"Ease of communication through the whole process."
Kobe R

Ozark, AL

"Micah was very knowledgeable and communicated great."
Lacy

Troy, AL

"Micah was great! He was able to answer every question we had and made this home buying process go so smooth."
Jarrell B

Abbeville, AL

"Great customer service, kept very up to date throughout entire process"
Joseph R

Troy, AL

"Easy closing"
Haven

Brundidge, AL

"Micah helped the loan process go very smooth. If I were to buy another home, I would choose Micah as my loan officer again."
Robbie L

Troy, AL

"Micah kept us informed with everything happening. He went at of his way to make sure we underStood all the details."
Cade Allen

Troy, AL

"How easy it was made for me and the communication Micah and his associates had with me throughout the process."

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly HOA

50

Monthly Insurance

50

Monthly PMI

0

All Payments and Fees

0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

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About Micah

Micah Garrett is a Production Manager and Loan Officer in the Troy, Alabama Branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Alabama.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Micah is able to help homebuyers in any stage of life achieve their dreams of homeownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
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515a South Brundidge Street
Troy, AL 36081

(334) 722-0373

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Free Realtor Tools

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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