About Patrick
Patrick Roberts is a Mortgage Loan Originator for Assurance Financial at the Columbia, South Carolina branch. He serves as a trusted mortgage guide for real estate investors in the Carolinas and Louisiana.
Hi, I’m Patrick—thanks for stopping by!
I’m a lender, note investor, and small business owner. When it comes to mortgage lending, my goal is simple: to make getting a loan straightforward, transparent, and tailored to what matters to you.
Who I Help:
→ House-hackers – Traditional loans for strategic primary residence financing
→ Real Estate Investors – Fix-and-flip or permanent loans, both DSCR and Conforming
→ Private Lenders & Seller Financiers – Sell your note or get paid off so you can reinvest
How I Help:
→ Loan consultations – get expert guidance in creating a financing plan for your next deal
→ FHA, VA, Conventional, and Construction loan options for your primary residence, whether house-hack or dream home
→ Conventional investment property mortgages – get the best terms available for your rental property
→ DSCR loans so you can ditch your tax returns and close with your LLC
→ I do the leg work for seller financiers to get their borrowers refinanced into traditional loan options, freeing up capital
Everything I do is guided by honesty, integrity, and professionalism. I don’t tolerate deceptive sales practices or one-size-fits-all “advice”; instead, I listen and focus on finding the best solution for your unique situation—even if that means that now isn’t the right time or I’m not the right fit.
What I Don’t Do:
→ Use pushy, high-pressure sales tactics
→ Say “It’s always a great time to buy!”
→ Tell you something is a good idea when it isn’t
A Little About Me:
South Carolina’s Lowcountry is home for me and my wife, and we love Charleston’s culture, charm and people. I’m a transplant from Louisiana and an LSU alum, and I still make my way back to Baton Rouge regularly. I’m also a USMC veteran and a former law enforcement officer.
My wife and I started our REI journey with a live-in flip, and both of us have since made real estate our careers. We own and operate Station 28 Capital – a small private real estate investment firm based in Charleston. We buy, sell, and hold real estate-backed notes, as well as invest in select real estate deals. Station 28 Capital actively invests in the Carolinas and Louisiana, and we’re proud to sponsor Red Stick REI’s monthly meetups in Baton Rouge.
Let’s Connect
I’m always happy to chat about lending, real estate investing, life in the Lowcountry, and LSU. I organize events for the Lowcountry’s LSU fans and alumni, so if you bleed purple and gold, don’t hesitate to reach out. I’m your Louisiana to Lowcountry connection, whether for networking, referrals, or just another Tiger fan to watch the game with.
If you need financing for your next investment, whether house-hack, flip, or rental, then give me a call.
Videos
My Services
- New Home Purchase Loans
- Refinance Loans
- FHA and Rural Development Loans
- Veteran (VA) Loans
- Construction and Renovation Loans