Real Reviews from Real Homebuyers

Jill Weatherford

"Not my first experience with Patrick! Outstanding as always. I will continue to refer my clients to him."
Jillian

Summerville, SC

"Not my first experience with Patrick! Outstanding as always. I will continue to refer my clients to him."
Shane

Pride, LA

"Had a great experience working with Patrick and his team. Communication was excellent!"
Bryant Scott

Pride, LA

"Very patient and informative with up"
Matthew

Charleston, SC

"Thank you for taking care of my brother and I when it came to buying our first home. Look forward to working on more deals."
Meng-Suey

Simpsonville, SC

"He helped me go through the process of closing and making sure that I got the paperwork done. Very nice service"
Theresa Nieves

Taylors, SC

"Patrick was very thorough and walked us step by step through the process."
Megan Bradley

"Patrick is very knowledgeable and professional. You are in great hands with him as your lender!"
Megan

Denham Springs, LA

"The process was super smooth on the lending side and Patrick was very friendly and knowledgeable."
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

All Payments and Fees

0

Calculators provide estimates only. Contact your local loan officer for precise and personalized information.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Patrick

Patrick Roberts, MBA is a Mortgage Loan Originator for Assurance Financial at the Columbia, South Carolina branch. He serves as a trusted mortgage advisor for real estate investors in the Carolinas and Louisiana.

Hi, I’m Patrick—thanks for stopping by!

I live and breathe real estate lending and mortgages, and my goal is simple: to make getting a loan straightforward, transparent, and tailored to what matters to you.

Who I Help:
→ Homebuyers finance their homes with confidence
→ Real Estate Investors get the fix-and-flip or permanent loans they need
→ Private Lenders & Seller Financiers get their borrowers refinanced so they can reinvest

Let’s be honest—my industry doesn’t have the best reputation. Some lenders use bait-and-switch schemes or only offer loans that benefit them, not you.

Everything I do is guided by honesty, integrity, and professionalism. I don’t believe in deceptive sales practices or one-size-fits-all advice.

What I Don’t Do:
→ Use pushy, high-pressure sales tactics
→ Say “It’s always a great time to buy a home!”
→ Tell you whatever you want to hear just to close a deal

Instead, I listen and focus on finding the best solution for your unique situation—even if that means telling you maybe now isn’t the right time. I’m here to be your lending advisor and guide.

A Little About Me:
South Carolina is home for me and my wife. We love Charleston’s culture, charm, beaches, and people. I’m a transplant from Louisiana and an LSU alum, and I still make my way back to Baton Rouge regularly.

Looking to relocate from Louisiana to the Lowcountry? I have a strong network across the Carolinas and would love to be your go-to resource. I organize events for the Lowcountry’s LSU fans and alumni, so if you bleed purple and gold, don’t hesitate to reach out.

I’m also a proud Marine Corps veteran, and the values of integrity and dependability aren’t just part of my business – they’re part of who I am.

Let’s Connect
I’m always happy to network or chat about mortgages, real estate investing and private lending, or making the move from Louisiana to the Lowcountry. Call or text anytime – I’d love to talk with you!

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Patrick a message

2231 Devine Street
Suite 303
Columbia, SC 29205

(843) 408-5242

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!