Columbia, SC

Patrick Roberts

Loan Officer | NMLS #: 2482096

Real Reviews from Real Homebuyers

Justin M

Nashville, TN

"Expert knowledge, fast communication, and superior service."
Jaysen

Columbia, SC

"Patrick did a great job with getting me approved. He walk me through the process and everything went smoothly."
Andrew Hamill

"Patrick Roberts at Assurance Mortgage is excellent! Extremely knowledgable and very attentive throughout the process."
Eileen Mary

Charleston, SC

"Patrick is great to work with. He is extremely knowledgable and very customer-focused."
Michael Breaux

"Professional, Knowledgeable, and HELPFUL. Can’t wait to use him again"
Joyell S.

Columbia, SC

"Patrick got it done smartly! He explained the process, followed up, kept me on track and closed in 30 days! Thank you!"
Andrew Hamill

"Patrick is very knowledgable and great to work with. Highly recommend!"
Thomas Alexander

North Charleston, SC

"Patrick made the process smooth and transparent, he answered all my questions quickly and"
David Christopher

Charleston, SC

"Patrick knows the ins and outs of the mortgage process and his knowledge gave me confidence as a first time home buyer."
Shelton Blair

Blythewood, SC

"Patrick responds quickly and is very happy to answer questions!"
Penelope W.

Summerville, SC

"Very helpful and efficient"
Jill Weatherford

"Not my first experience with Patrick! Outstanding as always. I will continue to refer my clients to him."
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Patrick

Have you ever felt that getting an investment property loan is a headache?

Many real estate investors struggle with the complexities of investment loans. I’m Patrick, and I provide investors like you with expert guidance and a smooth lending process, so you can finance your properties confidently and without frustration.

Having bought properties in three states since 2008, I’ve faced the stress of getting a loan myself. This experience has driven me to ensure no one else has to feel frustrated like I once did. It’s fueled my passion to educate my clients about their loan options, arming them with the knowledge to make informed decisions and avoid costly mistakes.

With an MBA and experience underwriting more than $100 million in loans of all forms, I’m equipped to provide the expertise and reliable guidance that every investor needs. As a veteran and former detective, I’m also committed to providing my clients with the honesty and dedication that we all deserve.

Today, I serve residential real estate investors in SC, NC, and LA who are serious about growing their wealth through real estate. My unique approach focuses not just on education but also on the lending process itself – ensuring my clients understand the details that really matter while shielding them from the busywork that doesn’t. I provide guidance on DSCR loans, traditional loans, and private lending.

When you work with me, you’ll experience a smooth lending process and confidence that you’re making prudent financing decisions to grow your portfolio responsibly. You’ll get my personalized support and a clear path to optimal – and profitable – investment property financing.

I’m your guide to better real estate lending, transforming frustration into confidence, and confusion into clarity.

Request your free consultation today!

 

A Little About Me:
South Carolina’s Lowcountry is home for me and my wife, and we love Charleston’s culture, charm and people. I’m a transplant from Louisiana and an LSU alum, and I still make my way back to Baton Rouge regularly. I’m also a USMC veteran and a former law enforcement officer.

My wife and I started our REI journey with a live-in flip, and both of us have since made real estate our careers. In addition to helping investors get loans, we also own Station 28 Capital – a small private real estate investment firm based in Charleston. Station 28 Capital buys and holds real estate-backed notes, as well as invests in select real estate deals. We actively invest in the Carolinas and Louisiana, and Station 28 Capital is proud to sponsor Red Stick REI’s monthly meetups in Baton Rouge.

Let’s Connect
I’m always happy to chat about lending, real estate investing, life in the Lowcountry, and LSU. I organize events for the Lowcountry’s LSU fans and alumni, so if you bleed purple and gold, don’t hesitate to reach out. I’m your Louisiana to Lowcountry connection, whether for networking, referrals, or just another Tiger fan to watch the game with.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Patrick a message

2231 Devine Street
Suites 102A and 102B
Columbia, SC 29205

(843) 408-5242

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

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