Real Reviews from Real Homebuyers

Matthew

Charleston, SC

"Thank you for taking care of my brother and I when it came to buying our first home. Look forward to working on more deals."
Meng-Suey

Simpsonville, SC

"He helped me go through the process of closing and making sure that I got the paperwork done. Very nice service"
Theresa Nieves

Taylors, SC

"Patrick was very thorough and walked us step by step through the process."
Megan Bradley

"Patrick is very knowledgeable and professional. You are in great hands with him as your lender!"
Megan

Denham Springs, LA

"The process was super smooth on the lending side and Patrick was very friendly and knowledgeable."
Joshua Samuel

Charleston, SC

"Great communication and very supportive"
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$

5%

1%

6%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Patrick

Patrick Roberts, MBA is a Mortgage Loan Originator for Assurance Financial at the Columbia, South Carolina branch. He serves as a trusted mortgage advisor for the Carolinas and Louisiana.

Hi, I’m Patrick Roberts, “The Mortgage Advisor with Principles.” So, what do I mean by that?

Unfortunately, my industry doesn’t have the best reputation for its “salespeople.” Sadly, some are only focused on their own best interests. On the other hand, I provide mortgage advice based on what’s best for my clients. I embrace the principles of honesty and integrity, and earning trust is important to me.

I work with clients who need a trusted lender to purchase a new home or refinance their existing one, with a specialty in working with real estate investors.

As a proud alum of Louisiana State University, many folks in the Lowcountry know me as “The LSU Guy in Charleston.” I help organize fun events around Charleston for LSU fans looking to support our school and make impactful connections. If you’re an alum or fan, be sure to reach out to me!

For those looking to move from Louisiana to the Charleston area, I’m your Louisiana to Lowcountry connection. My network of contacts and knowledge of the Lowcountry can be a valuable resource to you – be sure to me ask how.

Lastly, I am a proud Marine Corps veteran. Integrity and dependability are essential values in my life and business.

Through Assurance Financial, I can provide you with:

Conventional Loans

VA, FHA, and USDA Loans

DSCR Loans, Bank Statements Loans, and others

Down Payment Assistance (DPA) programs

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Patrick a message

2222 Devine Street
Columbia, SC 29205

(843) 408-5242

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!