Real Reviews from Real Homebuyers

Harold Richard

Marianna, FL

"Easy communication. Loan process made very easy by uploading documents."
Russell

Dothan, AL

"The fact that I never had a problem with communicating with him and him explaining things clearly"
Brad Thomas

Eclectic, AL

"Ransom was great to work with and excellent at communicating and explaining things I didn't fully understand"
Jairo Hernan

Hoover, AL

"Ransom has been great for all of our purchases and Refi’s. He is our Go-to loan officer."
Anthony

Mathews, AL

"Good customer service"
Michael James

Chancellor, AL

"Very pushy and made it happen for us to get our dream home"
Amaria Christina

Chancellor, AL

"Ransom and his team were easy to reach and always available to answer questions."
Joshua Dallas

Goshen, AL

"Ransom was always friendly, helpful, and quick to communicate."
Adam James

Toney, AL

"Communicative and always nice"
Laron Thurston

Ponce De Leon, FL

"Very professional and on time"
Ronnie Lee

Waverly Hall, GA

"Communicated very well."
Lunden

Moulton, AL

"Always available and prompt when I had a question. Seamless process"
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$

5%

1%

6%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

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About Ransom

Senior Loan Officer, Ransom Kelly, currently serves clients in Alabama, Georgia, Florida, and Tennessee. Always holding client satisfaction as his highest priority, Ransom works hard to make the entire experience as productive and enjoyable as possible. Clients working with Ransom never fail to appreciate his focus, tenacity, and professional integrity.
     With over 10 years of experience in the mortgage industry, Ransom has extensive knowledge and experience that allows him to handle a wide range of clients and situations. Whether his clients are first time home buyers or seasoned investors, Ransom works tirelessly to accommodate their needs and exceed their expectations. With a background in economics and business administration, he is incredibly well-versed and he works quickly to help push clients’ loan applications through while at the same time always making sure clients are in the know.
     Ransom values all of his clients and strives to build lasting relationships with them that go far beyond business. He understands how much families put on the line when they invest in a home. That’s why he works closely with them every step of the way, making the otherwise overwhelming process completely stress-free. He is honest, a straight shooter, great to work with, a great listener and communicator. Ransom is truly passionate about what he does and loves helping his clients achieve their goals.
To learn more about Ransom’s financial services, please don’t hesitate to give him a call today, 205-605-8027. www.ransomkhomeloans.com

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans

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Crescent Avenue
Homewood, AL 35209

(205) 605-8027

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Realtor Resources

Downloadable Guide for Realtors

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