Real Reviews from Real Homebuyers

Leslie

Pace, FL

"Ransom answered all of my questions and was very knowledgeable, professional, and patient. I appreciate him very much!"
Maria De Jesus

DeFuniak Springs, FL

"GREAT EXPERIENCE"
Bernestine Nelson

Camilla, GA

"One closing"
Edith

DeFuniak Springs, FL

"The communication and feedback no matter the time. Thank you for making it possible."
Temonica

Blakely, GA

"Ransom was very understanding and patient with my family, he went above and beyond for my family satisfaction."
Jerome

Blakely, GA

"We felt like we could call are talk to you and your secretary any time and you all had a great attitude and we're very help"
Merrie

Opelika, AL

"Service and communication were excellent. Appreciate closing on time."
Harold Richard

Marianna, FL

"Easy communication. Loan process made very easy by uploading documents."
Russell

Dothan, AL

"The fact that I never had a problem with communicating with him and him explaining things clearly"
Brad Thomas

Eclectic, AL

"Ransom was great to work with and excellent at communicating and explaining things I didn't fully understand"
Jairo Hernan

Hoover, AL

"Ransom has been great for all of our purchases and Refi’s. He is our Go-to loan officer."
Anthony

Mathews, AL

"Good customer service"
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly HOA

50

Monthly Insurance

50

Monthly PMI

0

All Payments and Fees

0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Ransom

Senior Loan Officer, Ransom Kelly, currently serves clients in Alabama, Georgia, Florida, and Tennessee. Always holding client satisfaction as his highest priority, Ransom works hard to make the entire experience as productive and enjoyable as possible. Clients working with Ransom never fail to appreciate his focus, tenacity, and professional integrity.
     With over 10 years of experience in the mortgage industry, Ransom has extensive knowledge and experience that allows him to handle a wide range of clients and situations. Whether his clients are first time home buyers or seasoned investors, Ransom works tirelessly to accommodate their needs and exceed their expectations. With a background in economics and business administration, he is incredibly well-versed and he works quickly to help push clients’ loan applications through while at the same time always making sure clients are in the know.
     Ransom values all of his clients and strives to build lasting relationships with them that go far beyond business. He understands how much families put on the line when they invest in a home. That’s why he works closely with them every step of the way, making the otherwise overwhelming process completely stress-free. He is honest, a straight shooter, great to work with, a great listener and communicator. Ransom is truly passionate about what he does and loves helping his clients achieve their goals.
To learn more about Ransom’s financial services, please don’t hesitate to give him a call today, 205-605-8027. www.ransomkhomeloans.com

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans

Send Ransom a message

2810 Crescent Avenue
Homewood, AL 35209

(205) 605-8027

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!