Ransom Kelly

Homewood, AL

Ransom Kelly

Senior Loan Officer | NMLS #: 990772

Real Reviews from Real Homebuyers

Agnes

Dadeville, AL

"Ransom was very easy to work with. He made sure that we understood everything before we signed anything. He explained everything so that we understood. Highly recommend!"
Read more
Cara

Waverly Hall, GA

"Ransom was always available to answer any questions and made the construction loan a swift and easy process"
Read more
Texie

Mc Calla, AL

"Great response time and very Knowledgeable. Ransom kept the buyers up to date so there were no issues at closing."
Read more
Justin Thomas

Rochelle, GA

"easy to communicate very fast service awesome people to deal well couldn't ask for a better construction loan"
Read more
Leah Nicole Peters

Rochelle, GA

"Ransom has been great making this a smooth process for my family."
Read more
Elmer Douglas

Crestview, FL

"All knowledge that you gave us so that we were prepared for everything going forward"
Read more
Vicki Eileen

Crestview, FL

"Always available to assist us witih all our questions. He is very knowlegeable in all areas of the loan process. Very pleasant person."
Read more
Sandra

Cottondale, FL

"Ransom communicated very well throughout the whole process. He answered all of our questions and was very helpful. This is/was a very stressful process and he made each step a little less challenging."
Read more
Sheila Beth

Poulan, GA

"Ransom made everything seamless."
Read more
Peyton M

Pine Mountain Valley, GA

"Excellent communication, always answered when we had questions."
Read more
Haylee

Dadeville, AL

"Very helpful"
Read more
Amy Ann

Dadeville, AL

"Ransom was extremely helpful and always available to answer all of our questions."
Read more
icon

Get Pre-Qualified for a Mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Apply Now

icon

Get a Free Rate Quote

Get a free personalized rate quote in minutes with the help of our mortgage experts.

Call (205) 605-8027

icon

See how much house you can afford

Estimate your home buying budget before you fall in love.

Call for a custom quote

Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call Ransom

$
years
$
%
$
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Ransom

Senior Loan Officer, Ransom Kelly, currently serves clients in Alabama, Georgia, Florida, and Tennessee. Always holding client satisfaction as his highest priority, Ransom works hard to make the entire experience as productive and enjoyable as possible. Clients working with Ransom never fail to appreciate his focus, tenacity, and professional integrity.
     With over 10 years of experience in the mortgage industry, Ransom has extensive knowledge and experience that allows him to handle a wide range of clients and situations. Whether his clients are first time home buyers or seasoned investors, Ransom works tirelessly to accommodate their needs and exceed their expectations. With a background in economics and business administration, he is incredibly well-versed and he works quickly to help push clients’ loan applications through while at the same time always making sure clients are in the know.
     Ransom values all of his clients and strives to build lasting relationships with them that go far beyond business. He understands how much families put on the line when they invest in a home. That’s why he works closely with them every step of the way, making the otherwise overwhelming process completely stress-free. He is honest, a straight shooter, great to work with, a great listener and communicator. Ransom is truly passionate about what he does and loves helping his clients achieve their goals.
To learn more about Ransom’s financial services, please don’t hesitate to give him a call today, 205-605-8027. www.ransomkhomeloans.com

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans

Send Ransom a message

2810 Crescent Avenue
Homewood, AL 35209

(205) 605-8027

This field is for validation purposes and should be left unchanged.
Interested in:

Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

Email Ransom

Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Let's Get Started!

This field is for validation purposes and should be left unchanged.