Celebrating YEARS of excellence. in mortgage lending.

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Birmingham, AL

Ransom Kelly

NMLS #: 990772

     Senior Loan Officer, Ransom Kelly, currently serves clients in Alabama, Georgia, Florida, and Tennessee. Always holding client satisfaction as his highest priority, Ransom works hard to make the entire experience as productive and enjoyable as possible. Clients working with Ransom never fail to appreciate his focus, tenacity, and professional integrity.
     With over 9 years of experience in the mortgage industry, Ransom has extensive knowledge and experience that allows him to handle a wide range of clients and situations. Whether his clients are first time home buyers or seasoned investors, Ransom works tirelessly to accommodate their needs and exceed their expectations. With a background in economics and business administration, he is incredibly well-versed and he works quickly to help push clients’ loan applications through while at the same time always making sure clients are in the know.
     Ransom values all of his clients and strives to build lasting relationships with them that go far beyond business. He understands how much families put on the line when they invest in a home. That’s why he works closely with them every step of the way, making the otherwise overwhelming process completely stress-free. He is honest, a straight shooter, great to work with, a great listener and communicator. Ransom is truly passionate about what he does and loves helping his clients achieve their goals.
To learn more about Ransom’s financial services, please don’t hesitate to give him a call today, 205-605-8027. www.ransomkhomeloans.com

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Testimonials

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Leave a review about your experience with Ransom. We’d love to hear from you!

Ransom and Savannah were great. Answered all my questions and made my first-time home buying experience a breeze.
Jayce Birmingham, AL
Random and Savannah were incredibly helpful during the entire process. They were informative, patient and suppor...
Amy Hoover, AL
We had a few bumps along the way but Ransom got it all done.
Donna Bessemer, AL
We had such a great experience! Communication was always clear, and Ransom led us well through the huge process ...
Lindsey Hoover, AL
We went through several offers before we found the perfect house for my clients. Ransom was always ready to help...
Bea Birmingham, AL
Ransom is high quality; Savanah is efficient and effective; the esign technology (or whatever it's called) was s...
Michael Birmingham, AL
We have had the privilege of working with Ransom twice now. He is always on the ball keeping us moving (He also ...
Lisa Birmingham, AL
Ransom went above abs beyond to meet the needs of the clients. Throughout the process, all parties were kept in...
Scott McCalla, AL
Great communicator!
Liz Hoover, AL
Ransom was great and super helpful during the whole process
Bethany Birmingham, AL
Super easy to work with, and turn around time on questions was super low and speedy. Thanks for making everythin...
Adam Birmingham, AL
Ransom was great and super helpful during the whole process. We were able to refinance quickly and with little ...
Bethany ,
Ransom and his team were fast and efficient! They made sure to get us the best possible rate for refinancing and...
Sara College Grove, TN
Great to work with!!
Kristen Remlap, AL
As a first time home buyer I wasn’t sure what to expect, but Ransom and Savannah were so helpful and answered al...
Carly Remlap, AL
This was our second loan with Assurance. Everything was handled quickly and efficiently allowing us to close ear...
Jake Brookwood, AL
As a first-time home buyer, I wasn't sure what to expect. Ransom and his group are so so helpful. Quick to respo...
Carly ,
This is our 2nd time using Ransom and his team and we would do it again! We loved the timeliness and urgency to ...
Kayla Brookwood, AL
This is our second time using Ransom and his team and we would do it again! We love their timeliness and urgency...
Kayla ,
experience was amazing. Everyone very kind at Assurance. Would definitely recommend to other folks.
Coleman Mobile, AL
Ransom was great!
DONALD Pelham, AL
Ransom is always available to help and answer questions. Always professional, knowledgeable and willing to go t...
Teresa Hoover, AL
Great communication, very fast, no issues!
Blake Hoover, AL
Ransom is amazing and we will continue to use him and Assurance if ever needed in the future.
Peyton Hoover, AL
As promised assurance handled all my issues and allowed time for me to get my closing to a quick process.they ar...
Marcellus Pinson, AL
Good and speedy service and, and very friendly.
Casey Bessemer, AL
Mr. Kelly, and Mrs. Funderburg were excellent throughout the entire experience. They saved me from a bad experie...
Tony Chelsea, AL
Ransom went above and beyond to make sure I was happy with the entire loan process! I was at first, nervous and ...
Diane Hoover, AL
Great rate, superior customer service, ease of process.
Sarah Birmingham, AL
Promptly Responsive.
Edith Vestavia, AL
Ransom Kelly It’s a pleasure working with you and your team. Buying a house for me is a big of deal and you made...
Karma ,
Ransom and his team made the process so easy. The communication was great and as an agent I was up to date on th...
Chelsea Northport, AL
The fact that the full loan application process was quick and efficient from my lender to the back office of und...
Nilisha Birmingham, AL
The group at Assurance has been so wonderful to work with. They are attentive, communicative and they work hard ...
Lindsay ,
Ransom and his team at Assurance are a great group to work with. They are very informative, easy to get in conta...
Lindsay Northport, AL
Ransom K. was extremely amazing. My angel sent prior to I had another sticky situation with another lender thro...
Nilisha ,
it was great.
Richard Lillian, AL
Ransom did a great job of getting things done for us, even went out of his way to get things quickly when we nee...
Kristi Mc Calla, AL
Ransom was easy to work with and made the process painless.
Nathan Thorsby, AL
As a first time home buyer and self employed bartender where my only income was cash, I was told by other lender...
Jasmine Fairburn, GA
Ransom and Savannah are miracle workers. As a consumer I will never use another lender. As a Realtor I will be...
Kimberly Fairburn, GA
We were pleased with the way the process was handled and with the individuals that assisted us with getting the ...
Richard Warrior, AL
Ransom Kelly was awesome on helping me close the deal on the Refinance of my home
Jeffrey Tuscaloosa, AL
We are first time home buyers. Ransom made the entire process unexpectedly easy for us. He was always available ...
Philipp Birmingham, AL
Ransom and Savannah were awesome. Great communication from start to finish. We never had to reach out to them to...
Brennan Birmingham, AL
Ransom has been helping me with the process for some months now, he is very kind and answered all my questions a...
Winnie ,
What made this experience great was the outstanding professionalism and obvious experience from Ransom and his w...
Matthew Homewood, AL
Very fast and painless process. Amazing people to work with!
Donald Gardendale, AL
Easy communication. Someone was always available by email.
Donald Birmingham, AL
Ransom is the best, went above and beyond for us, we send all our friends his way!
Katherine Mountain Brook, AL
Communication from Team Ransom!
David Mountain Brook, AL
The communication throughout the process was superb, great job!
Judy Mountain Brook, AL
Unbelievable to work with. Responsive, knowledgeable, you name it. He was on top of every matter through out t...
Wesley Mountain Brook, AL
Communication were great
Atak Hoover, AL
Very helpful in helping get the documents needed
James Selma, AL
I want to share my testimony of how I got credits. I was so unhappy that my company fired me just because I didn...
Fysal ,
Fantastic communication and clear updates sent weekly to all parties. Advanced models used with fast responses. ...
Anne Birmingham, AL
Ransom was always on top of things. He set expectations very clearly and followed through on each item every time.
Matthew Boca Raton, FL
Ransom cares. He takes the time to make sure you feel comfortable and goes the extra mile to answer questions. T...
Andrew Birmingham, AL
Monica Nashville, TN
Ransom was great to work with. The communication throughout the entire process was on point. He made it so easy ...
Kristen Tuscaloosa, AL
This is the second house purchased with Ransom, and he is always on top of things! He gets it done as fast as po...
Gerald Tuscaloosa, AL
Ransom and Savannah are on top of everything! They make the process smooth, pleasant and everything goes off wi...
Courtney Moody, AL
Ransom was very patient with us. He held our hands and answered all our questions throughout the entire process...
Anitra Sterrett, AL
I will rate my overall experience an eight for buying my house .Because of the easy experienced times as well ...
Thelonia Tuscaloosa, AL
The team at Assurance guided me through every process of my mortgage. I had full confidence in Ransom and his te...
Joshua Birmingham, AL
Ransom made the process easy from start to finish. We would recommend Ransom to anyone buying property in Birmin...
Edgar Mountain Brook, AL
Good communication, always returned calls and answered any questions.
Robert Birmingham, AL
The personality and willingness of Ransom and his staff, to listen, explain and help us understand information t...
Betty Greensboro, AL
ransom and savannah stayed in touch all along the way and our clients felt things were easy, understandable, and...
Anna Homewood, AL
Great service and communication.
William Vestavia, AL
I could not be more pleased with my experience. Ransom and his team were not only knowledgeable, but they were v...
Kathryn Vestavia, AL
Ransom has a desire to help people, and he made the process so easy! Ransom is genuine, considerable, & he makes...
Whittney Coaling, AL
Ransom was great throughout the whole process. The communication was great. My client was a first-time homebuyer...
Phillip Coaling, AL
Constant communication, all the information that i needed was quickly provided. Team was easy to work with and p...
James Arley, AL
Ransom was Awesome. Very knowledgeable, extremely professional and he helped me get the best possible rate. He k...
John Mount Juliet, TN
Ransom was exceptional. He clearly laid out our options for our recent refinance, and promptly answered any ques...
Stephen Bessemer, AL
We appreciated Ransom's promptness and communication.
Brittany Bessemer, AL
Ransom and his team, from start to finish, made for a seamless financial transaction. They are great to work wi...
Tonnya Mount Juliet, TN
Ransom and team are fantastic and a pleasure to work with! Would definitely recommend.
Jarod Santa Rosa Beach, FL
Ransom did a great job getting the loan to the closing table on time. Very smooth closing.
Chad Sterrett, AL
As a first time home buyer I wasn't sure what to expect when applying for a mortgage, but had heard horror stori...
Bain Sterrett, AL
As a first time home buyer I wasn't sure what to expect when applying for a mortgage, but had heard horror stori...
beng ,
Ransom sent updates and the closing went smooth.
Liz Homewood, AL
I told him at closing that they communicate very well Gave updates etc. kept me in the loop Very professiona...
Joe Homewood, AL
Quick responses at any time of day. Friendly and helpful.
Christopher Helena, AL
Ransom is phenomenal and I’ve referred several of my close friends to him already - and more to come! Thanks Ran...
Ross Birmingham, AL
Ransom was very flexible and responsive throughout the process. Everything was done remotely due to COVID-19 but...
Jennifer Mountain Brook, AL
Communication was always clear. Ransom And Savannah made it easy.
Matthew Hoover, AL
Very helpful and friendly. Quick email response and always ready to help.
Kelli ,
Ransom helped every step of the way. Our interest rate is amazingly low and a stressful process was made easier ...
kellileigh21 ,
I had the pleasure of working with Ransom Kelly and Savannah Funderburg over the last few months and finally cl...
Tammy ,
Responsiveness from the Assurance team
James Milan, TN
Ransom and Savannah did an amazing job in every phase of this transaction! We are first time home buyers and the...
Michael Hoover, AL
Great communication. Closed on time
Liz Hoover, AL
Ransom helped make this a smooth transaction for my sellers. He was able to give my sellers a level of comfort t...
Katherine Hoover, AL
Ransom was kind, knowledgeable, and took my interest in a home purchase seriously. Thank you so much for the wo...
Pamela Snellville, GA
Ransom helped us purchase a home and the process was SO smooth! It was not the least bit stressful! I bought a...
cleighkirkley ,
Ransom helped me refinance my home with a lower interest rate and a lower monthly mortgage payment by removing o...
Sarah ,
Ransom helped me refinance my home with a lower interest rate and a lower monthly mortgage payment by removing o...
Sarah ,
Ransom is awesome! Him and His helper Savannah are always on top of their game and make the process super easy. ...
Megan McCalla, AL
Immediate follow up when we had questions
Helga Pensacola, FL
Easy process. Ransom got it done.
Taylor Pensacola, FL
You made the loan process so incredibly easy and stress free! You delivered everything you promised and were abl...
Juliana Alabaster, AL
A few years ago, Ransom helped me with my mortgage for an Alabama home. His service was excellent then, and he s...
Elizabeth ,
A few years ago, Ransom helped me with my mortgage. His service was excellent then. This year, he helped me refi...
mhendrix1105 ,
Attention to detail, ability to close in a short timeframe
Yates Birmingham, AL
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Jonathan Irondale, AL
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Eric Trussville, AL
My wife and I could not be happier with Ransom and Assurance Financial. Ransom understands what it takes to get ...
Eric ,
I cannot say enough good things about Ransom. Ransom understands how to get loans done. We closed our VA loan wi...
Eric ,
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Elizabeth Mountain Brook, AL
Ransom and Assurance Financial are great to work with! This is my 3rd time using them, and they never disappo...
Todd ,
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Scott Vestavia Hills, AL
One of the greatest in the business. Ransom makes sure to keep in constant contact so that you or your clients a...
Matthew Hoover, AL
Ransom was super organized and timely. He helped us as new home owners (who were very green) to understand the p...
Morgan Fultondale, AL
We love working with Ransom. He makes things easy.
Jennifer Birmingham, AL
Ransom is super nice, organized, and timely! We got into a house we love quickly and without too much hassle!
Morgan ,
Ransom is very easy to work with. He knows the mortgage business very well, which made the entire process extrem...
Abraham Alabaster, AL
Working with Ransom was such a fantastic experience. It was wonderful to find a Loan Officer that is not only ex...
Laura ,
This was not the first time we have worked with Ransom Kelly before. He has always been very helpful. He always...
William Hoover, AL
My wife and I worked with Ransom on our first home purchase, and knew to go with him for our second home. He an...
Jason ,
Ransom was great to work with and made this process so easy! Would highly recommend!
Carolyn Mountain Brook, AL
One of the easiest transactions I’ve had the pleasure being apart of. Top notch lender
Tami Medina, TN
Ransom and Savannah both did an amazing job working with me to get my home. From the time I got my pre-approval ...
Timothy Medina, TN
Good communication
Gene McCalla, AL
Ransom and Savannah were super great! They always kept in communication with me and kept me on track. Buying a h...
Megan McCalla, AL
Ransom communicates clearly and often, also always closes on time !! That's my favorite part
TOMMY Tuscaloosa, AL
Ransom and his team moved with great urgency; and it seemed as if they had my best interest at heart.
Bryan Trussville, AL
Ransom did an amazing job helping me purchase my new home.
Monika Bessemer, AL
Could not have been a more pleasant experience. 100% would recommend to anyone looking to buy a house.
Adam ,
Fantastic group of people to work with. The whole process was extremely easy.
Adam Birmingham, AL
I'm not the person who borrowed money from you, it was my son. But I think you did a great job.
Phillip Birmingham, AL
Ransom was there with us from the start. He was a great help with getting our credit to where it needed to be an...
Michelle Vance, AL
Ransom was great. He stayed in contact with me. if I called if he didn't answer he called back within minuets....
Caran ,
Our mortgage process was quick and easy with Ransom and his team. They stay on top of things, and always respond...
Tiffanie ,
Ransom and the whole team at Assurance Financial were knowledgeable and friendly. They helped ease the stresses ...
Daniel Alpine, AL
Ransom was Fantastic. He answered the phone EVERY time I called or called me right back. If he said he would d...
Caran Alpine, AL
Amazing service. Was able to get me cleared to close quicker than I could ever imagine. As long as he is still i...
James Birmingham, AL
Ransom was always available to answer any questions or concerns. He was very fast and efficient in handling the ...
Matthew Birmingham, AL
A loan officer should be professional ,needs to close on time and keep all of us informed , and Ransom Kelly exc...
REBECCA Vance, AL
It was great working with Ransom. He stayed on top of things throughout the process. I will definitely be workin...
Phillip Vance, AL
Ransom and his team are kind and prompt in their responses. They explained everything to me, not leaving me in t...
Dakota Lake View, AL
Ransom and his team did an excellent and timely job processing my clients loan and he showed up at closing! It ...
Daniel Birmingham, AL
Ransom has made our home buying experience so pleasurable! His team is kind and efficient. They are available fo...
Dakota ,
For the second time in a year and a half, Ransom has made our house buying/refinancing easy. I like the way he ...
Jon Vestavia, AL
Smooth overall transaction.
David Alabaster, AL
Random and Alex were the best people I could’ve gotten to work with through this process. Buying a house is a st...
Denise Hueytown, AL
All communication and requests were straightforward with no confusion. Ransom and his team were quick to respon...
Tommy Trussville, AL
Random made the entire process very easy and he went above and beyond.
Ricky Northport, AL
Even though going through the mortgage process is stressful, Ransom helped smooth out the bumps in the road that...
Mona Moundville, AL
Ransom was wonderful to work with from start to finish. He answered all of our questions, even after business h...
Lauren Adger, AL
Ransom Kelly and Alex went above and beyond to help us with the home buying process and made it go so smooth! We...
Brittani ,
Personable and professional service
Katherine Birmingham, AL
Whenever i needed anything or had any questions during the process of buying my home, Ransom always responded v...
Drew Bessemer, AL
It was a pleasure doing business with Ransom and his team! Savannah was awesome to work with and always had such...
Candace Woodstock, AL
Did what he said he do
David Hueytown, AL
Good service! Plan on using again!
Jordan Vestavia Hills, AL
I found Ransom online because I was searching for a specific type of loan. He always answered all of his calls d...
fredianelms ,
Abe ,
We were looking to purchase a new home and Ransom and Alex did such an amazing job handling our financing. They...
Judd ,
Ransom has been awesome throughout the entire process of buying a house. He never let us get discouraged and was...
Melea ,
Initially, Ransom was outstanding. He was a good communicator that was clear, concise, and to the point. When I ...
Darryl ,
Ransom was with us every step of the way throughout the entire process and he helped to make our first time home...
Tabitha ,
I cannot begin to articulate just how great Ransom is to work with. He led my wife and I through all the steps o...
ringwraith1986 ,
We just closed on our house with Ransom and from start to finish he was just awesome! Such a smooth transition! ...
Brandy ,
Ransom and his team provided great communication and guidance throughout the entire process. We had some unique...
Mark ,
My husband and I are first-time home buyers, and Ransom and his team did a great job of keeping us informed thro...
ksbarnes27 ,
I am very pleased with Ransom I will continue to use him for a future properties very professional and always re...
kim ,
We initiated the loan process on or about September 10th. We will close on the 28th of September. Mr. Kelly has ...
rhiggins49 ,
Very knowledgeable! Very detailed! Excellent customer service! Loved his team they were always available and com...
zuser20170809074052702 ,
Ransom and his team went above and beyond for us throughout the entire home buying process. They were very helpf...
nicole59569 ,
Jason ,
Was the easiest and fastest process to get a house! He and his team handled everything! so glad I got to use the...
zuser20161002124902595 ,
It was easy to work with Ransom. My work schedule is busy and it was hard to call but we were able to work over ...
leiaferlisi ,
Ransom and his team made this ordinarily stressful process absolutely painless. He was always available for ques...
creevesb ,
Working with Ransom was a great experience. He's very thorough and was great at explaining all terms and answeri...
dmatthewa0 ,
Ransom Kelly is very professional, and very upfront. When we first started working with him I thought he was go...
quicklgcam ,
Ransom does a great job matching buyers with the best loan program for their needs. He keeps in touch during the...
Frances ,
It was great working with this Lender, they are really taking care of everything and keep you updated and the mo...
issamirgallou ,
Best loan officer out there! We work well together!
Alex ,
I am a first time home buyer. Ransom and his team are very helpful with videos and communication to get you thro...
scsoutherland90 ,
Highly Recommend! Personable, Intelligent, and ALWAYS accessible and willing to do whatever he can for you. We...
wes ,
Ransom made this process seamless, quick and painless!
Kit ,
Ransom was the first person we met when shopping for a mortgage. It was nice having someone genuinely interested...
eem1002 ,
Ransom walked us through the process and made everything easy. As first time homebuyers we had no clue what to d...
kgay10 ,
Ransom was absolutely fantastic! He worked with my husband and I for months in order to buy our first home. He ...
kymmie17 ,
This was my first time to purchase a home and I had plenty of anxiety and questions throughout the process. Rans...
user75999057 ,
Ransom was great from the start to the finish. His easy-going personality, yet attention to making sure we unde...
zuser20160807212414531 ,
I am a first time home buyer so I went into the process not knowing much at all. From the first time I spoke wit...
madkins1231 ,
I looked at homes for 6 months in Hoover/Cahaba Heights before buying, all during that time I shopped mortgages ...
mryansullivan ,
This was my first time to purchase a home. Ransom was extremely knowledgable. He was also very patient and spent...
fdblakney ,
Ransom is the best there is! Ransom helped my husband and I purchase our first home and 2 years later we used hi...
user3379486 ,
I can't say enough about the service that Ransom provided from beginning to end. My knowledge of the home buyin...
mzhatter2014 ,
I would highly recommend Ransom Kelly. He gets the job done and goes over and above the call of duty. Very frien...
evonmays ,
I connected with Ransom Kelly via the Zillow referral towards the end of a business day. He was extremely respo...
dianne ,
Ransom was an amazing partner during our purchase process! He went above and beyond and was very thorough in his...
epperae ,
Ransom has been great to work with. We had a lot of snags with other people,my computer,and a fast closing. Rans...
rrbaeke ,
Mr Ransom and his finance team was great in helping me purchase my home. I appreciate his hard work, professiona...
seancarlton1 ,
Ransom Kelly is awesome! He was with me step by step with the process of buying my dream home.Found my home and ...
marcelluslthomas ,
Buying a home for the first time is a scary thing. Ransom advised us on what we needed to do to make the process...
zuser20160314093354780 ,
Ransom has been excellent to work with. I called him on a Friday at 5pm and he started working on my pre-approv...
maevans00 ,
Ransom Kelly definitely took care of us through the entire loan process. I am self-employed and required far mo...
arthurajenkins ,
Worked with me throughout every step of the homebuying process. Recommend options for all the various services, ...
tryiian ,
Ransom worked very hard to make sure that we had everything complete prior to closing. He was always available b...
zuser20151125131222016 ,
Ransom is really easy to communicate with and is always on top of what needs to be done. If you don't like talki...
MeganGray0 ,
Ransom Kelly was recommended by a colleague and I really lucked out. He is friendly, helpful and responsive whe...
user68029155 ,
Very helpful, very knowledgeable Fast and accurate. He took care of everything and was very informative about wh...
kittykelly12000 ,
Thanks, Mr. Kelly for all the hard work and time that you spenton making this deal go through for us. The knowle...
greenlewis96 ,
It was Good working with Ransom. He was very helpful from start to finish of the loan process. Ransom followed u...
user58909873 ,
Ransom Kelly is a very helpful man and his responsiveness is very quickly. He try all possible ways to help you ...
bzhang33 ,
I can't imagine a better experience when going through a stressful process of purchasing your first home. He wa...
amyh4369 ,
Ransom was very helpful throughout the process, beginning to end. Even though we were going through a huge tran...
51dbsmith ,
We really enjoyed working with ransom he was very knowledgable and so responsive even to the most random questio...
zuser20150621185824112 ,
Ransom is one of the best mortgage brokers in the market. He goes above and beyond for his clients. He walks you...
Chris ,
Craig ,
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    Assurance Financial Birmingham

    500 Office Park Drive
    Suite 410
    Birmingham, AL 35223

    My Services:

    • New Home Purchase Loans
    • Refinance Loans
    • FHA and Rural Development Loans
    • Veteran (VA) Loans
    • Construction and Renovation Loans