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With Ricardo

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Gibsonia, PA

Ricardo Serna

Loan Officer Assistant | NMLS #: 2122472

M 412-654-1388 O 412-203-9022 rserna@assurancemortgage.com

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Real Reviews from Real Homebuyers

Caelum M

Butler, PA

"Their expertise in every aspect of their work"

Loan Officer

Carol DeFazio
Jan Barr

"If your looking for the best service and rates give Carol a call. She provides every client with personalize service to fit their needs"

Loan Officer

Carol DeFazio
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

All Payments and Fees

0

Calculators provide estimates only. Contact your local loan officer for precise and personalized information.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Ricardo

Ricardo Serna is a Loan Officer Assistant in the Gibsonia, Pennsylvania branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Pennsylvania.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Ricardo is able to help homebuyers in any stage of life achieve their dreams of homeownership.

 

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
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Send Ricardo a message

421 Vineyard Drive
Gibsonia, PA 15044

(412) 654-1388

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Free Realtor Tools

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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