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With Ted

Apply With Ted

Edmond, OK

Ted Clay

Branch Manager | NMLS #: 217991

M 405-826-1320 O 405-938-2388 tclay@assurancemortgage.com

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Real Reviews from Real Homebuyers

Nichole

Destin, FL

"Thank you, Bart! I appreciate all the hard work you put into getting this file to closing."

Loan Officer

Bart Swan
Amy Beth

Atlanta, GA

"Jody made the process so simple, easy and comfortable."

Loan Officer

Jody Zaparaniuk
Adam A

Deatsville, AL

"Lori is absolutely great to work with. Very personable and caring. Would recommend her to anyone. She is the best!"

Loan Officer

Lori Harris
Jason

Aiken, SC

"Consistently the best!"

Loan Officer

Kayla Kinard
Patrick

Lafayette, LA

"Super helpful!"

Loan Officer

Shelley Bentley
Amiee

Pinson, AL

"Communication was great throughout the process."

Loan Officer

Rutherford Yeates
James

Troy, AL

"So efficient and kind through the entire process"

Loan Officer

Tom Smith
Erin Sayes

Benton, LA

"Lynn did a great job in helping us build our dream home!"

Loan Officer

Lynn Sharer
Mistro Moon

"Amazing experience"

Loan Officer

Sedrick D

Baton Rouge, LA

"Great communication"

Loan Officer

Brian Hanchey
Mary A

Baton Rouge, LA

"Brian kept us up to date and was easy to contact."

Loan Officer

Brian Hanchey
Monica

Opelika, AL

"Lori and her team communicated well throughout the process. They exceeded my expectations."

Loan Officer

Lori Harris
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

All Payments and Fees

0

Calculators provide estimates only. Contact your local loan officer for precise and personalized information.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Ted

Ted Clay is a Loan Officer and Branch Manager in the Edmond, Oklahoma branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Oklahoma.

With over 30 years of experience in the mortgage industry, Ted has helped countless individuals and families find the right financing to fit their unique needs. Whether working with first-time home buyers or seasoned real estate investors, he guides clients through every step of the process — from understanding credit scores to exploring down payment options and beyond.

Ted and his team specialize in Conventional, FHA, VA, and Rural Development loans, as well as investment properties and first-time home buyer programs. He is committed to making the home financing journey as smooth, informed, and stress-free as possible, and no question is ever too small.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
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Send Ted a message

10 E Campbell Street
Edmond, OK 73034

(405) 826-1320

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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