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With Ted

Apply With Ted

Edmond, OK

Ted Clay

Branch Manager | NMLS #: 217991

M 405-826-1320 O 405-938-2388 tclay@assurancemortgage.com

Apply With Ted

Real Reviews from Real Homebuyers

Mark Lee

Tomball, TX

"Kelly was extremely attentive to our questions and concerns, answering questions usually within an hour or so."

Loan Officer

Kelsy Jackson
Saad

Round Rock, TX

"made the whole process a breeze, didn't have to stress about single process and it was done smoothly."

Loan Officer

Michael Landers
Georgia

Schertz, TX

"Ivan is always a pleasure to work with!! Thank you for all your hard work!!"

Loan Officer

Ivan Diaz
My Lan Thi

Youngsville, LA

"Everything Mrs Lauren did was very helpful!"

Loan Officer

Lauren Tylock
Ray Ensz

"Great service, Ms Amanda was fast and communicated great"

Loan Officer

Ray Doyle

Transylvania, LA

"Ms Amanda was very fast and communicated great"

Loan Officer

Amanda Metz
Madison Bryce Martin

Sunset, LA

"Lauren made it great"

Loan Officer

Lauren Tylock
Paulette

Houma, LA

"Everything ran smoothly."

Loan Officer

Lauren Tylock
Tyrone Anthony

Sunset, LA

"Great experience good team thanks for e"

Loan Officer

Lauren Tylock
Jacob

Defuniak Springs, FL

"The in depth knowledge of the process and the drive to make it an enjoyable and stress free process."

Loan Officer

Bart Swan
Michele Ezell

"As a listing agent it's always refreshing to have a great experience with the lender. Rob got the buyer to the closing table with ease!"

Loan Officer

Rob Stewart
Michele

Lafayette, LA

"As a listing agent it's always refreshing to have a great experience with the lender. Rob got the buyer to the closing table with ease!"

Loan Officer

Rob Stewart
Betsy

Jasper, GA

"Jody did a great job getting Mark through the process. Good communication with me to keep me informed! Thanks Jody!"

Loan Officer

Jody Zaparaniuk
Brandon Scott

Phil Campbell, AL

"Great communication"

Loan Officer

Ashley Bogus
Shelton Blair

Blythewood, SC

"Patrick responds quickly and is very happy to answer questions!"

Loan Officer

Patrick Roberts
Rodney Lee

Athens, AL

"Keri took the time to explain the process to me on multiple occasions without showing any frustration."

Loan Officer

Keri Butler
Adeline

Quinton, VA

"Will is a great communicator and problem solver. He never gives up trying to find the best solutions for his buyers!"

Loan Officer

William Commons
Alan Trammell

"My buyers were provided premium service and Bart or his team had great communication with me throughout this closing."

Loan Officer

Bart Swan
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

All Payments and Fees

0

Calculators provide estimates only. Contact your local loan officer for precise and personalized information.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Ted

Ted Clay is a Loan Officer and Branch Manager in the Edmond, Oklahoma branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Oklahoma.

With over 30 years of experience in the mortgage industry, Ted has helped countless individuals and families find the right financing to fit their unique needs. Whether working with first-time home buyers or seasoned real estate investors, he guides clients through every step of the process — from understanding credit scores to exploring down payment options and beyond.

Ted and his team specialize in Conventional, FHA, VA, and Rural Development loans, as well as investment properties and first-time home buyer programs. He is committed to making the home financing journey as smooth, informed, and stress-free as possible, and no question is ever too small.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
Apply With Ted

Send Ted a message

10 E Campbell Street
Edmond, OK 73034

(405) 826-1320

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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