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John Thomas

Troy, AL

John Thomas

Loan Officer | NMLS #: 2007985

M 334-661-8191 O 334-722-4229 [email protected]

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Real Reviews from Real Homebuyers

5.0 Stars Based on 111 Reviews
Millie Johnson

 

"Great to work with. Always responsive and ready to help."
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katrina Hagler

 

"Awesome to work with! He is very professional and knowledgeable. I highly recommend him 10/10!"
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Zack Jones

 

"Micah was great to work with throughout the entire transaction. As the buyer’s agent, I appreciated his communication and how well he stayed on top of everything from start to finish. He kept everyone informed, was always responsive when something came up, and helped keep the transaction moving toward closing. I look forward to working with Micah again and would definitely recommend him to buyers looking for a dependable lender."
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Tyler Turner

 

"Mrs. Roberson was very kind and made sure we understood every step of the process, she was thorough and informative, and as first time home buyers we greatly appreciated that."
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Bailey W. Adair

 

"Amazing customer service by Mrs. Angie Roberson!!"
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Jackie Ostwalt

 

"The Best"
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Maria Heath Brown

 

"Micah was fantastic to work with. He helped us every step of the way. I would recommend him to anyone!"
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Latavia Barrow

 

"Great company very informative and they communicate excellent."
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Lexi Gramling

 

"As first time homebuyers we did not know a whole lot of how everything works going into it. Angie was so helpful in making the process simple and easy, which definitely helped us to understand what the process was. She was easy to communicate with and quick to respond to any questions or concerns we had!"
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Barry Rodgers

 

"Best in business"
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Haley Ericson

 

"We worked with Angie Roberson. She was wonderful and made a typically stressful experience not stressful. We are so grateful for her support during our home buying journey."
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Ella Beth Moorer

 

"Micah was kind, knowledgeable, and easy to work with! He made the process of buying our first home so easy and stress-free."
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
%
$
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

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About John

John Thomas is a Loan Officer who lives in Dothan, Alabama and works out of the Troy Branch at Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Alabama. Whether a new home purchase, refinance of an existing home, or construction of a new home, John is able to help homebuyers in any stage of life achieve their dreams of homeownership. As a Veteran he is passionate about helping other Veterans find their way Home!

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans

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515a South Brundidge Street
Troy, AL 36081

(334) 661-8191

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Free Realtor Tools

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Realtor Resources

Downloadable Guide for Realtors

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Mortgage Term Glossary

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Mortgage Calculators

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