Lou Incardona

Greensburg, PA

Lou Incardona

Loan Officer | NMLS #: 1751149

Real Reviews from Real Homebuyers

Donna

Lower Burrell, PA

"Lou did such an amazing job with my buyers. He explained every step, returned phone calls quickly and communicated with my buyers so well along the way. He goes above and beyond. Really good experience"
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Marina

Lower Burrell, PA

"Lou felt like family from the beginning! He was very personable and knowledgeable and we had no doubt that he would help us succeed in reaching our goal!"
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Beth

Pittsburgh, PA

"I will be referring new clients as they come along. The transaction was smooth and the support from Lou was awesome."
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Aubree

McKeesport, Pennsylvania

"Lou was so helpful throughout the entire home buying process! He and his team worked quickly on any needs and were very pleasant to work with!"
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Jason

Greensburg, PA

"Working with Lou Incardona as my loan officer was an absolute game-changer during my recent home-buying journey. From our very first conversation, Lou demonstrated a deep knowledge of the mortgage process and a genuine commitment to making everything run as smoothly as possible. What stood out the most was Lou's exceptional communication and responsiveness. No matter what questions came up, he was always available to talk things through, break down complex loan paperwork, and keep me fully informed every step of the way. Buying a home can easily feel overwhelming, but Lou’s proactive approach and calm demeanor instantly put me at ease. He worked tirelessly behind the scenes to secure fantastic terms and ensure all closing details were handled efficiently, leading to a completely hassle-free experience. I cannot recommend Lou Incardona enough. Thank you, Lou, for making this milestone possible!"
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Lisa M

Natrona Heights, PA

"Lou was fantastic! He was so informative and explained everything so clearly. He kept in great communication throughout the whole process. I highly recommend Lou For all your needs!"
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Nicole Pero

 

"Lou was always extremely helpful throughout the home buying process, and continues to be available to assist with any follow-up questions since the purchase of our first home! Thank you Lou!"
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kelly gaydos

 

"Lou was wonderful to work with. He kept me in the loop of everything that was happening in real time. The process with Motto Mortgage was painless and actually a very easy process…because of Lou and other associates! I definitely will refer friends and family! Thanks “uncle Lou”!!!!"
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Ashlan H

 

"Lou is amazing! Who you choose to work with matters, and Lou is your guy! Extremely thorough and responsive"
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Harper Gibson

 

"I could not speak more highly of Lou! Honestly he did more to explain the process, assist with troubleshooting and discuss any and all questions quickly and effectively than anyone else we worked with during the entire process."
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Gavin Countryman

 

"Lou is amazing, he awnsered every call, text, email throughout the process, and kept me updated as well. i'm pretty sure anyone else would've given up on my situation but he did everything he could and got it!"
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tiffani recker

 

"I cannot emphasize how amazing Lou Incardona was throughout the very confusing mortgage process. He took care of everything that came up and went above and beyond. We are so grateful that he was our mortgage broker! Thanks Lou!"
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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Your LTV is less than 80%, so you will not need to pay PMI.

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$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

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About Lou

People know me as “Uncle Lou.” It’s more than just a nickname; it reflects my genuine commitment to helping my clients make the best financial decisions for their families.

I understand that everyone’s goals and circumstances are unique, which is why I take the time to truly listen, understand what you’re looking to accomplish, and guide you toward the mortgage solution that fits you best. My goal is to make the mortgage process as smooth and stress-free as possible while providing smart, personalized guidance every step of the way.

Service has always been important to me, both professionally and personally. I currently serve as President of the Rotary Club of Latrobe, where I’m proud to stay actively involved in serving and supporting my local community.

When I’m not helping clients achieve their homeownership goals, I enjoy spending time with my family, managing finances, and perfecting my golf swing.

I live by a simple yet powerful motto: “A smile costs nothing but gives much. It enriches those who receive without making poorer those who give. It takes but a moment, but the memory of it lasts forever. Yet it cannot be bought, begged, borrowed, or stolen. Some people are too tired to give one, so give them one of yours.”

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Send Lou a message

100 S Main St
#111
Greensburg, PA 15601

(412) 334-5348

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Realtor Resources

Downloadable Guide for Realtors

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