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With John

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Columbia, SC

John Licciardi

Loan Officer | NMLS #: 2137072

M 980-355-4540 O 803-888-3880 F 803-753-0018 jlicciardi@assurancemortgage.com

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Real Reviews from Real Homebuyers

Brian

Lexington, SC

"Dan is the best lender we have ever worked with. He knows what he is doing and is sure to get you across the finish line"

Loan Officer

Dan Kadar
Lori

Irmo, SC

"Communication is everything "

Loan Officer

Brad Hepps
Jill

Richmond, VA

"Clavis was responsive and informative. He helped my buyer by closely watching the market so she could lock in at a lower rate."

Loan Officer

Clavis Smith
Nancy Anne Louise

Beaufort, SC

"Matthew communicated clearly and helpfully throughout the process"

Loan Officer

Matthew Dailey
Hampton

Sumter, SC

"Very clear communication, really felt like Merrell cared about me achiving my goal in buying a home"

Loan Officer

Merrell Johnson
Joelle

Leesville, SC

"Michele was extremely helpful!! Very skilled and knowledgeable... gave us a sense of peace knowing that we were in good hands."

Loan Officer

Michele Rodgers
Matthew

Charleston, SC

"Thank you for taking care of my brother and I when it came to buying our first home. Look forward to working on more deals."

Loan Officer

Patrick Roberts
Sospeter

Columbia, SC

"Courteousness, responsive, and professionalism."

Loan Officer

Dan Kadar
Norris (Mac)

"Brad kept me informed during the entire process and was very responsive when I had questions or concerns."

Loan Officer

Brad Hepps
Amy

Beaufort, SC

"Matthew is extremely responsive and knowledgeable, as well as a great listener to the clients’ needs."

Loan Officer

Matthew Dailey
Madison

Sumter, SC

"Made it very easy for us to get a house and helped us out a lot especially with us being first time buyers"

Loan Officer

Merrell Johnson
Valdemar Nunes

Blythewood, SC

"Michele is super responsive and works so hard to get you the very best deal!"

Loan Officer

Michele Rodgers
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$

5%

1%

6%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

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About John

John Licciardi is a Loan Officer at the Columbia, South Carolina branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in North Carolina.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, John is able to help home buyers in any stage of life achieve their dreams of home ownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
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Send John a message

2222 Devine Street
Columbia, SC 29205

(980) 355-4540

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Free Realtor Tools

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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