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Home Loans - Columbia

I’m purchasing a

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Dwayne Pierre

Camden, SC

"Dan was with us throughout the whole loan process. Anytime we had questions he responded quickly and resolved our concerns."

Loan Officer

Dan Kadar

Columbia, SC

"Merrell’s patience, knowledge, and determination to help me purchase my first home made this arduous process worth while."

Loan Officer

Merrell Johnson

Lexington, SC

"Everything went smoothly from beginning to end."

Loan Officer

Michele Rodgers

Irmo, SC

"Communication is everything "

Loan Officer

Brad Hepps
Mohammad Reza

Irmo, SC

"All procedures was great at the first time when we started until all process is completed thank you so much for everything"

Loan Officer

Dan Kadar

Lexington, SC

"Was willing to communicate with me as list agent and also closed on time!"

Loan Officer

Merrell Johnson

Apply With Our Local Home Loan Experts

Dan Kadar

Branch Manager, NMLS #: 302422

Brad Hepps

NMLS #: 1582775

Merrell Johnson

NMLS #: 2188462

Michele Rodgers

NMLS #: 257154

Patrick Roberts

NMLS #: 2482096

Assurance Financial Columbia

2222 Devine St
Columbia, SC 29205

(803) 888-3881

Interested in:

Get Started With Your Home Loan

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (803) 888-3881

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Columbia can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.


Make the most out of your equity for home improvements, tuition, or your latest dreams.

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

Competitive Rates

Set your build budget with a free personalized rate quote now.


Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Columbia loan officer

Get Your Free Rate Quote

Assurance Financial Columbia

2222 Devine St
Columbia, SC 29205

Columbia Home Lenders

Assurance Financial is proud to serve homebuyers and owners throughout locations in South Carolina. Our home loan officers in Columbia are available to guide you through the loan process, helping you find the right financial solution for your needs and budget.

What Assurance Financial Offers to Future and Current Homeowners

Assurance Financial is an independent, full-service mortgage lender in Columbia, equipped with all the tools, resources and expertise to handle end-to-end loan processing in-house. Our capabilities allow you to enjoy a personalized, seamless homebuying experience.

Our mortgage professionals will help you determine the right loan for your home. We offer every modern loan option, such as:

  • VA loans: VA loans are available to veterans, active service members and their qualifying family members.
  • FHA loans: An FHA loan is ideal for households needing more flexible terms than a conventional loan.
  • Construction loans: If you are looking to build or renovate your home, you may qualify for a construction loan.
  • Nonqualified loans: You may be eligible for a nonqualified loan if you have a lower credit score.
  • Modular home loans: A modular home loan is available to those who purchase a manufactured or prefabricated home.
  • Jumbo loans: You may qualify for a jumbo loan if you exceed government limits for the loan you need.
  • First-time home loans: Whether you are a first-time homebuyer or haven’t owned a home in three years, you may benefit from a first-time home loan.
  • Conventional loans: If you have good credit, financial stability and the ability to pay a down payment, a conventional loan may be for you.
  • USDA RD loans: Our USDA RD loans are ideal for homeowners in rural or suburban areas.

Home Opportunities in Columbia

Columbia lies at the heart of South Carolina, serving as the state’s thriving capital. Individuals and families alike are sure to find the perfect community to suit their needs and preferences. Whether you love the vibrancy of city life or want the peace of a cozy neighborhood, you’ll find the right home in Columbia.

How Our Loan Approval Process Works

We use the latest application technology to make obtaining your loan simple and fast. Our mortgage loan officers in Columbia are happy to walk you through the process and answer any questions you may have along the way.

Follow these steps of our loan approval process:

  • Get pre-qualified: With 15 minutes and your basic financial history, you can get a free mortgage rate quote.
  • Complete the application: Your quote will help you shop for a suitable home or plan your refinancing needs.
  • Allow us to manage processing: We will review the information and handle appraisal, underwriting and approval.
  • Receive funding: After closing, sign with a notary to receive your loan.

Apply for the Right Mortgage Loan Today

When you need a dependable Columbia mortgage lender to turn your homeownership dreams into reality, trust Assurance Financial. Apply today to begin your home buying or refinancing journey. You can also contact us online to discuss your unique needs and questions.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.