Real Reviews from Real Homebuyers

Brian Hyun

Duluth, GA

"Application and underwriting went very smoothly. All questions were answered"

for Loan Officer

Damian Cook
Joanne

Canton, GA

"Jody was great to work with, very professional and made the transaction seamless."

for Loan Officer

Jody Zaparaniuk
Tova

Rome, GA

"Proper communication through email and text. great explanation steps and proces."

for Loan Officer

Damian Cook
Sonya

Milton, GA

"Jody was very attentive and helpful throughout the whole process. We are very grateful!"

for Loan Officer

Jody Zaparaniuk
Thomas W

Rome, GA

"Simple process"

for Loan Officer

Damian Cook
Quinlan H

Athens, GA

"Fast response time & clear communication."

for Loan Officer

Jody Zaparaniuk
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Melissa

Melissa Klein is a Loan Officer in the Atlanta, Georgia Branch of Assurance Financial. She is licensed through the National Mortgage Licensing System and Registry in Georgia.

Melissa Klein brings a rare blend of expertise, energy, and genuine care to the mortgage industry. With a background spanning loan processing, operations, and
sales, she understands the lending process from every angle and uses that knowledge to guide clients smoothly from the first conversation to the closing
table.

Known for her personal mantra, “I do this with love,” Melissa believes that mortgages are not just financial transactions—they are life-building decisions.
Her approach combines strategic expertise with heartfelt service, ensuring that every client feels informed, supported, and confident throughout the process.

Based in West Midtown Atlanta, Melissa works closely with entrepreneurs, professionals, athletes, and first-time homebuyers who want a trusted advisor in
their corner. She is passionate about helping clients use real estate not only as a place to live, but also as a powerful tool for long-term financial growth.

At Assurance Financial, Melissa is known for her attention to detail, uplifting spirit, and commitment to creating a lending experience built on trust, clarity,
and genuine connection.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Melissa a message

47 Perimeter Center East
Suite 460
Atlanta, GA 30346

(678) 628-3648

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Let's Get Started!

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