Real Reviews from Real Homebuyers

Lisa

Muscle Shoals, AL

"Thebk you, Barbara!"
Lisa M

Florence, AL

"Communication. Closing was able to be moved up and everything was easy and done."
Cindy

Decatur, AL

"Barbara always makes the lending process so easy for my clients!"
Amera

Decatur, AL

"Everyone needs to experience the fairy godmother in their life. That's exactly how if felt working with Barbara"
Adam

Rogersville, AL

"Barbara was very professional and was always there when we needed a question answered or anything else at all."
Amy D

Muscle Shoals, AL

"She was friendly knowledgeable promot with paperwork and details absolutely loved working with her"
John Kevin

Killen, AL

"Wonderfull lady to work with. Very accessible and always very pleasant and nice. I always felt like I was being put as a prioty."
Samuel Bronson

Killen, AL

"Barbra explained the process well,and got us a good rate"
Jacqueline

Tuscumbia, AL

"Barbar knows how to make things happen to have a wonderful and smooth closing. I appreciate all of her hardwork. She is the best."
Victoria

Tuscumbia, AL

"Always informative"
Katie

Muscle Shoals, AL

"is always a complete professional. She is honest and trustworthy. She has clear communication and gets results."
Alexandria Madison

Florence, AL

"Barbara was a fantastic communicator and wonderful to work with. She made things a breeze for us!"
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

All Payments and Fees

0

Calculators provide estimates only. Contact your local loan officer for precise and personalized information.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Barbara

Barbara Gaston is a Senior Loan Officer in the Florence, Alabama Branch of Assurance Financial.

She has been in the mortgage business since August 2011. Helping her customers achieve their goal of owning their home is her passion.

Barbara and her husband have been married for 33 years. They have three children, three daughters-in-law, and one precious granddaughter that has brightened their world. In her spare time, she enjoys traveling and spending time with family.​

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Barbara a message

4050 Helton Drive
Suite 301
Florence, AL 35630

(256) 436-9011

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!