Real Reviews from Real Homeowners
Shannon Lee
Florence, AL
"Helped us the entire way!"
Loan Officer
Ashley Bogus
George Cole
Montgomery, AL
"She made everything happen for us. Went out of her way and never settled. Great experience!"
Loan Officer
Barbara Gaston
Rebekah
Florence, AL
"Justin and his whole team were so easy to communicate with!"
Loan Officer
Justin Dorroh
Callie
Muscle Shoals, AL
"Ashley made this the easiest process! We will always use her in the future!"
Loan Officer
Ashley Bogus
Kayla M
Muscle Shoals, AL
"Barbara is very thorough in her work and honest with us. She communicated with us and our realtor very well."
Loan Officer
Barbara Gaston
Devin Denton
Florence, AL
"Always a pleasure to work with Justin"
Loan Officer
Justin Dorroh
Amber
Muscle Shoals, AL
"Ashley was wonderful to work with! Great communication and service! I would recommend Ashley to anyone looking for a lender!"
Loan Officer
Ashley Bogus
Cindy
Cherokee, AL
"Always a pleasure working with Barbara. She makes all her clients feel at ease. Thank You for making our job as realtors a little easier!"
Loan Officer
Barbara Gaston
Emerille
Tuscumbia, AL
"Very thorough and thoughtful. Never kept me out of the loop!"
Loan Officer
Justin Dorroh
Felicia
Jasper, AL
"Easy to work with!"
Loan Officer
Ashley Bogus
Beth
Muscle Shoals, AL
"Barbara was readily available throughout the process for my clients and me. Quick to respond as well. Love working with her!"
Loan Officer
Barbara Gaston
Pam
Florence, AL
"Communication"
Loan Officer
Justin Dorroh
Apply With Our Local Home Loan Experts
Select a Loan Officer to Begin the Process
Ashley Bogus
NMLS #: 1686054
Barbara Gaston
NMLS #: 818724
Justin Dorroh
NMLS #: 1313401Get Started With Your Home Loan
Get pre-qualified for a mortgage
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Finding a home in Florence can be hard. We make finding the right loan type easy.
Simple Application
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Helpful Loan Officers
Incredibly friendly people who put the happy in home buying.
On-Time Closings
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Refinancing? Let's talk about your options.
Cash-Out
Make the most out of your equity for home improvements, tuition, or your latest dreams.
Interest Rate
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Loan Term
Lower payments or fewer years? Match your loan with your goals.
Build your dream home with experts guiding you through every step.
Custom Financing Options
We’ll find the best construction loan program to fit your needs.
Flexible Draw Schedules
We work with your contractor to ensure your project stays on track.
Competitive Rates
Set your build budget with a free personalized rate quote now.
Resources
Downloadable Guides
We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.
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First-Time Homebuyer Guide
127.24 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (256) 325-8944 anytime.
Click here to download the file -
Refinance Guide
127.36 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (256) 325-8944 anytime.
Click here to download the file -
Construction Guide
204.54 KiB
Thanks for your interest in learning more about your mortgage options! We hope you find this information helpful. If you have more questions, please feel free to contact us at (256) 325-8944 anytime.
Click here to download the file
Our easy online application walks you through every step.
Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.
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Assurance Financial Florence
4050 Helton Drive, Suite 301
Florence, AL 35630
Mortgage Lenders in Florence, Alabama
Assurance Financial strives to help people like you find or refinance the home of their dreams. Whether you’re looking for a fixer-upper you can make your own or you want a move-in ready paradise, our Florence home loan officers will help you find it. We listen to your wants and needs and work within your budget to find achievable solutions that align with your goals.
What Assurance Financial Does
At Assurance Financial, we believe in being the people’s people, ensuring you have access to any loan type you qualify for. We regularly work with:
- VA loans: Veterans and military members can benefit from loans with little or no down payments and 100% financing without monthly fees for mortgage insurance.
- FHA loans: Lower your down payment when you qualify for a loan through the Federal Housing Administration (FHA).
- First-time home loans: This loan is ideal for those new to the home-buying process, offering support for down payments, closing costs and mortgage insurance.
- Conventional loans: Eliminate mortgage insurance requirements by agreeing to a 20% down payment with a conventional loan.
- USDA RD loans: Lower- and middle-class applicants can qualify for a rural development (RD) loan through the United Starts Department of Agriculture (USDA), which comes with fixed-rate terms and minimal down payment requirements.
- Jumbo loans: Jumbo loans allow homeowners to exceed the limits of conventional loans.
- Construction loans: Build or expand your home with this special construction loan.
- Modular home loans: Find the perfect cookie-cutter home with a modular home loan.
- Non-qualified loans: Even people with low credit scores can achieve homeownership with a qualified mortgage (QM).
Living in Florence, AL
The people of Florence take pride in being an economic hub in the state, home to the University of Alabama and numerous festivals and major events throughout the year. You’ll find no shortage of entertainment throughout the city, yet most people live in the suburbs, enjoying a nice, quiet life just a short drive from the hustle and bustle.
Groups from young professionals to retired older adults have found their forever homes in Florence. Whoever you are, our mortgage loan officers are ready to help you find a place that works with your budget and gives you everything you want in a home.
Get a Home Loan With Ease
Buying a home can feel complicated, so our approval process is anything but. In four simple steps, you’ll be on your way to homeownership:
- Pre-qualify: Get a quote in 15 minutes or less with our basic application to see if we’re the right fit for you.
- Apply: Find your dream home and apply for funding, or submit your request to refinance your current Florence home.
- Application processing: Give us some time to appraise and underwrite your application so we can get on the same page.
- Home funding: Get approval, sign the papers and close on your home!
Partner With One of the Leading Mortgage Lenders in Florence
You deserve a personalized approach to home financing, and Assurance Financial is ready to oblige. Our team of Florence mortgage lenders is available around the clock to advise you on your options and deliver comprehensive solutions for your lending needs. We take your situation seriously because our goal is to help you achieve yours. Submit an application, and let us show you why we’re one of the most well-known mortgage lenders around.
Ready to Get Started?
You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.