Real Reviews from Real Homebuyers

Christopher D

Chelsea, AL

"Great communication and ease of process."
Benny

Leeds, AL

"Ben got the s to closing early and without any issues"
Kelly J

Gardendale, AL

"Ben was so Very responsive, made the process so smooth and enjoyable for all parties. Excellent Services! Thank you, Ben!"
Ashley

Gardendale, AL

"Very nice and answered my questions"
Benjamin Clay

Ashville, AL

"Ben was very polite and informative. He also answered any questions I had."
Celine

Center Point, AL

"10/10 service"
Anna

Hoover, AL

"Quick response and clear communication"
Benny

Chelsea, AL

"Ben is great to work with and always gets us to closing without a hitch."
Darius

Birmingham, AL

"Another great closing with Ben and his team. They're always an asset to me and my clients . They make the process seamless and enjoyable!"
Randal

Birmingham, AL

"Did an awesome job of adjusting to meet our closing deadlines which were beneficial to both the buyer and seller. Thank you"
William Owen

Chelsea, AL

"Ben and his team did an excellent job for us. Communication and customer service was outstanding. Our experience was flawless!"
Razaq

Birmingham, AL

"Great open communication and keeping client in the loop at every stage."
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$

5%

1%

6%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

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About Ben

Ben Dunham is a Production Manager & Loan Officer in the Homewood, Alabama office of Assurance Financial.



Ben strives to outfit his clients with the perfect loan for their individual situations. His ultimate goal is to help them achieve the goal of home-ownership. He endeavors to use his work ethic, industry knowledge, and integrity to build ongoing customer relationships that bring his customers long-term financial sustainability. His background in underwriting ensures that every loan makes it to the closing table on time.

Accolades: Ben was named to Birmingham Business Journal’s  2018  Class of  Rising Stars of Money and Finance.

Customer Testimonials

“Ben and Alex are simply amazing! They remove any stress from the process of purchasing a home. He is so knowledgeable and compassionate, he will get you close no doubt about it. I can’t thank him enough and I will make sure anyone I know who is buying a home goes to them!!!”

“Ben went above and beyond to help me navigate the complex situation I was in. He was always available to talk me through something I didn’t understand and make sure that I was comfortable with the decisions being made. I will be using Ben for every home acquisition in the future. I 100% recommend and endorse both him and his team of professionals.”

Real Estate Partner Testimonial

“I love working with Assurance Financial. When I see a pre-approval letter from them I know everyone is in good hands. Always a smooth transaction, with Ben and Alex. Excellent communication, from the beginning. I will always recommend them to anyone looking to buy or refinance.”


Outside of work:

I am a graduate of The University of Alabama, with a bachelor’s degree in Hospitality and a minor in Business Administration. I currently live in Westover, Alabama with my two Huskies: Cobalt and Aspen. When I am not working on loans or at my families cattle farm, you can find me deep sea fishing down at Dauphin Island Alabama.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans

Send Ben a message

Crescent Avenue
Homewood, AL 35209

(205) 601-8681

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!