Home Loans - Homewood

Assurance Financial Homewood

2810 Crescent Ave
Homewood, AL 35209
205-605-8027

Homewood, Alabama Mortgage Lenders

Having access to several loan options can make a difference whether you’re wanting to buy or refinance a home. No matter what your goals are, Assurance Financial will help you reach them. Our mortgage loan officers here in Homewood will guide you through your options and make sure you find a loan that works for you.

What Can Assurance Financial Do for You?

Assurance Financial is proud to be a full-service mortgage lender in Homewood. We work closely with each individual homebuyer or owner to provide customized solutions that work with their financial needs.

Discover various loan options, including:

• VA loans: Available for individuals who are serving or who have served, VA loans offer several benefits, including no pre-payment penalties, lower closing costs and little to no down payments.
• FHA loans: An FHA loan offers flexible guidelines and lower down payment options for low- and moderate-income households.
• Construction loans: If you’re planning on building a new home or renovating your current house, a construction loan can provide you with the funding you need. Benefits of these types of loans range from 95% financing to extended lock protection.
• Non-qualified loans: Non-qualified mortgage (QM) loans are available for individuals with lower credit scores.
• Modular home loans: These loans are designed for individuals interested in purchasing a prefabricated or manufactured home.
• Jumbo loans: Our jumbo loans offer fixed or adjustable rates and provide individuals with a loan that exceeds government-set limits.
• First-time home loans: If you are a first-time homebuyer or haven’t owned a home in three years, you may qualify for our first-time home loans, which offer down payment and closing cost assistance programs.
• Conventional loans: Homebuyers who are financially stable, have good credit and can pay for a down payment may qualify for a conventional loan, which can provide financing for nearly all property types.
• USDA RD Loans: Low- and moderate-income buyers can take advantage of USDA RD loans. These loans don’t require a down payment and offer benefits like flexible credit and underwriting terms and 100% financing.

Home Opportunities in Homewood, AL

Homewood is a culturally diverse city that has one of the highest population densities in the state. This city, which is a suburb of Birmingham, has various shops, restaurants, bars and clubs. There are also plenty of parks, art venues and sports opportunities to keep locals and visitors busy.

Whether it’s your goal to move to Homewood, renovate your current home or refinance it, Assurance Financial is here to support your next step. We’ll consider factors like your needs, lifestyle and budget to make sure you and your loved ones will thrive in your home.

Our Simple Home Loan Processing Steps

When you work with one of our Homewood home lenders, you’ll get to experience our simple processing steps. We have the latest application technology, which ensures you move through the application process as quickly and smoothly as possible.

Here’s how it works:

• Complete prequalification, which only takes 15 minutes.
• Finish the full application and get approved on a specific property.
• Go through the appraisal, underwriting and approval stages.
• Get your funding by signing with a notary.

Partner With a Mortgage Loan Officer in Homewood Today

At Assurance Financial, we are The People People and are here for you 24/7. We are dedicated to helping you get the exact loan solution you need while providing support every step of the way.

Ready to work with a home loan officer in Homewood? Apply now!