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With Ben

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Homewood, AL

Ben Meginniss

Loan Officer | NMLS #: 2324101

M 205-999-8529 O 205-623-3023 F 205-623-3023 bmeginniss@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.97 Stars Based on 50 Reviews
Natasha

Talladega, AL

"He was great at communicating and he got the loan closed quickly."
Hallie

Oneonta, AL

"Ben is the best! Great experience! Would use him again!"
Ashlie

Oneonta, AL

"Ben made the transaction process very smooth. He had great communication skills and was very involved throughout the whole process!"
Erica

Oneonta, AL

"Ben was great to work with in every aspect of the transaction!"
Ingrid Rebecca

Center Point, AL

"Mr. Meginniss was nice, he explained the process exactly and everything when smoothly"
Jordan

Center Point, AL

"Ben made this process so smooth and easy! I would recommend him to anyone. Can’t say enough great things about working with Ben!"
Nathan

Center Point, AL

"Ben is very knowledgeable. He is also prompt with responses and communicates very well."
Ann

Pelham, AL

"Constant communication from Ben and he really had our best interest at heart. Fantastic service."
Rodney Paul

Springville, AL

"Professional, and Honest ,worked hard for us and would use him again!"
Allie

Birmingham, AL

"Ben made the process extremely easy and quick!! He was kind to answer any questions we had at any time."
Melanie

Birmingham, AL

"Communication was great! Answered questions as they arose. Personality was warm and inviting."
Kristi

Birmingham, AL

"Thorough and communicative"

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly HOA

50

Monthly Insurance

50

Monthly PMI

0

All Payments and Fees

0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

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About Ben

Ben Meginniss is a Loan Officer in the Homewood, Alabama Branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Alabama.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Ben is able to help homebuyers in any stage of life achieve their dreams of homeownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
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2810 Crescent Avenue
Homewood, AL 35209

(205) 999-8529

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Downloadable Guide for Realtors

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