Real Reviews from Real Homebuyers


Talladega, AL

"He was great at communicating and he got the loan closed quickly."

Oneonta, AL

"Ben is the best! Great experience! Would use him again!"

Oneonta, AL

"Ben made the transaction process very smooth. He had great communication skills and was very involved throughout the whole process!"

Oneonta, AL

"Ben was great to work with in every aspect of the transaction!"
Ingrid Rebecca

Center Point, AL

"Mr. Meginniss was nice, he explained the process exactly and everything when smoothly"

Center Point, AL

"Ben made this process so smooth and easy! I would recommend him to anyone. Can’t say enough great things about working with Ben!"

Center Point, AL

"Ben is very knowledgeable. He is also prompt with responses and communicates very well."

Pelham, AL

"Constant communication from Ben and he really had our best interest at heart. Fantastic service."
Rodney Paul

Springville, AL

"Professional, and Honest ,worked hard for us and would use him again!"

Birmingham, AL

"Ben made the process extremely easy and quick!! He was kind to answer any questions we had at any time."

Birmingham, AL

"Communication was great! Answered questions as they arose. Personality was warm and inviting."

Birmingham, AL

"Thorough and communicative"

Get Pre-Qualified for a Mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Apply Now


Get a Free Rate Quote

Get a free personalized rate quote in minutes with the help of our mortgage experts.

Call (205) 999-8529


See how much house you can afford

Estimate your home buying budget before you fall in love.

Call for a custom quote

Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call Ben








Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0


Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Ben

Ben Meginniss is a Loan Officer in the Homewood, Alabama Branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Alabama.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Ben is able to help homebuyers in any stage of life achieve their dreams of homeownership.


My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans

Send Ben a message

2810 Crescent Avenue
Homewood, AL 35209

(205) 999-8529

Interested in:
This field is for validation purposes and should be left unchanged.

Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

Email Ben

Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!