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Brad Hepps

Columbia, SC

Brad Hepps

Loan Officer | NMLS #: 1582775

M 803-922-4707 O 803-888-3882 [email protected]

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Real Reviews from Real Homebuyers

4.97 Stars Based on 20 Reviews
Jennifer M

Irmo, SC

"Brad was so helpf with the process of purchasing our new home."
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Ricky Daral

Irmo, SC

"Brad was ve helpful and stayed on top of our loan."
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Tim

Batesburg, SC

"Brad was very helpful and communicated every step of the way during the loan process. You can tell he takes pride in his job and his clients!"
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Sherri

Thornton, CO

"Brad was wonderful to work with. He was able to get me a great rate, he made my refinance quick and easy and he always kept me informed throughout the entire process. I would definitely recommend him to anyone looking for a professional and experienced loan officer."
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Lori

Irmo, SC

"Communication is everything"
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Norris (Mac)

 

"Brad kept me informed during the entire process and was very responsive when I had questions or concerns."
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Tony

Ridgeway, SC

"Brad was awesome working with us using our VA loan. He was an expert with all the procedures and paper work. He returned all my phone call within a reason amount of time and always had an answer. I would love to meet this guy and shake his hand!"
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Yashica

 

"Brad was VERY helpful and responsive! He always clarified everything (no matter how many times I asked the same question 😁)."
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SHIRLEY

West Columbia, SC

"Brad is a pleasure to work with. He is very knowledgeable and is exceptional in helping your client with the home-buying process. Always available to answer any question or concern, in a timely manner. Thanks Brad, for helping my excited clients become first time homeowners!! You're the best!"
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Jennifer

West Columbia, SC

"Brad was amazing and helped me with everything, he also explained every detail to me so I wasn’t left behind in the process!!"
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Melissa

Newberry, SC

"The entire experience went great! Brad kept us informed throughout the entire process. He did an amazing job!"
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Timothy

Newberry, SC

"Brad was amazing. He exceeded our expectations every step of the way. I cannot express our appreciation enough."
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
%
$
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Brad

Brad Hepps serves in a dual role as a Loan Officer and Loan Officer Assistant in the Columbia, South Carolina branch of Assurance Financial. Growing up in Los Angeles, Brad has made the slow steady migration from one SC (Southern California) to the other SC (South Carolina). Since graduating from the California State University system, Brad has lived in multiple states before finally settling down in Columbia, SC. Brad lives with his wife, two daughters, and his extremely energetic Australian Shepherd near Lake Murray. Brad loves spending time boating on the lake and exploring the many beautiful and fascinating places of interest throughout South Carolina and the other states in the Southeastern US. Of course, he also really enjoys helping prospective borrowers with their mortgage needs whether they be purchasing, building, renovating, or refinancing their dream home.

Brad has an extensive background in financial services, having served as a Loan Officer, Underwriter, Loan Processor, Loan Servicer, and Personal Banker. Since entering the financial services industry, he has worked for three of the fifteen largest banks in the US. Recently, Brad has made the conscious choice to join Assurance Financial, a smaller community-based lender where borrowers are much more than just a name and an account number. The opportunity to work in a more efficient, streamlined organization like Assurance Financial means more opportunities to work closely with borrowers who are interested in more hands on, personalized customer service from their mortgage lender. Whether you’re a seasoned home buyer or looking to make your first home purchase, Brad looks forward to the opportunity to partner with you and make your mortgage experience as simple, efficient, and smooth as possible.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

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Send Brad a message

2231 Devine Street
Suites 102A and 102B
Columbia, SC 29205

(803) 922-4707

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy