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With Charlotte

Apply With Charlotte

Baton Rouge, LA

Charlotte Guidroz

Loan Officer | NMLS #: 91249

M 225-281-6101 O 225-230-9110 F 225-218-9646 cguidroz@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.98 Stars Based on 167 Reviews
Don

Baton Rouge, LA

"Charlotte did sn excellent job of explaining the process and making decisions as we proceeded."
Barbara

Baton Rouge, LA

"Pleasant people to work with and very patient and thoughtful."
Missy E.

Baton Rouge, LA

"Having Charlotte as the lender on this buyer I never had a moment's worry that this sale would come to fruition"
Sara

Baker, LA

"Great meeting you!"
Joseph Rex

Baker, LA

"She answered all my questions thoroughly"
Isaac Graham

Prairieville, LA

"Very informative!"
Jason

College Station, TX

"Charlotte and Assurance Financial made every step easy and seamless. They helped us close in a very short time"
Sheldon Ashley

Baton Rouge, LA

"Communicated well. Good advice."
Jan

Baton Rouge, LA

"Charlotte is pleasant & on top of everything!"
Donna Michelle

Baton Rouge, LA

"Charlotte makes buying a house almost to easy. She does all of the work for you. Communication is key and she is wonderful."
Steven Felder

Baton Rouge, LA

"Charlotte is on top of it! She is easy to get in touch with and made the entire process a breeze. Thank you Charlotte!"
Johanna S.

Baton Rouge, LA

"I went great,Charlotte was very helpful with Kenny’s great computer skills?"

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly HOA

50

Monthly Insurance

50

Monthly PMI

0

All Payments and Fees

0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

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About Charlotte

Charlotte Guidroz is a Loan Officer in the Baton Rouge, Louisiana Branch of Assurance Financial. She is licensed through the National Mortgage Licensing System and Registry in Louisiana, Texas, and Mississippi.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Charlotte is able to help home buyers in any stage of life achieve their dreams of home ownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs
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Send Charlotte a message

9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 281-6101

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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