Real Reviews from Real Homebuyers

Beverly Roberts

Baton Rouge, LA

"Professional communications and prompt service."
Daljit

Baton Rouge, LA

"Mr. Chuck very helpful and doing wonderful job. Thanks so much Mr. Chuck."
Christen

Saint Gabriel, LA

"Chuck was very knowledgeable and got the loan clear to close early. Great communication."
Benjamin Charles

Plaquemine, LA

"Continually updating me throughout the process and being flexible when closing date needed to be moved."
Allison Johnson

Plaquemine, LA

"Easy and which service"
Kevin

Houston, TX

"Chuck was very easy to work with and had excellent communication."
Alex Ray

Baton Rouge, LA

"He was always responsive and explained the whole process very thoroughly."
Ryan Michael

Ethel, LA

"Got me in a house"
Debra

Ethel, LA

"An experienced team that gets it to the closing table!"
Gina

Baton Rouge, LA

"Chuck always works hard for my clients. He can navigate difficult situations to get my clients to the closing table."
Bezer Edgar

Baton Rouge, LA

"Working together through the process to get all the required suppoting documents to support the loan application."
Jonnette M.

Baton Rouge, LA

"Chuck is always professional and on top of his files. His vast experience and knowledge ensures we get to the closing table."
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$

5%

1%

6%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

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About Chuck

Chuck Coghlan is a Senior Loan Officer in the Baton Rouge, LA Branch of Assurance Financial. He joined the team in April 2004. Chuck has been a specialist in the mortgage industry for more than 15 years, offering a wide range of knowledge of home loan products. Chuck is licensed through the National Mortgage Licensing System and Registry in the states of Louisiana, Texas, Mississippi, and Alabama.

Chuck enjoys meeting and working with new clients as well as maintaining successful relationships with referral sources. He strives to provide every customer a smooth and hassle-free experience.

Chuck is a graduate of Catholic High School and Louisiana State University. In his spare time, he enjoys fishing, watching LSU sports, coaching, and spending time with family.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs

Send Chuck a message

9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 229-8971

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!