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Get Pre-Qualified for a Mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

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Get a Free Rate Quote

Get a free personalized rate quote in minutes with the help of our mortgage experts.

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See how much house you can afford

Estimate your home buying budget before you fall in love.

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$

5%

1%

4%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Clavis

Clavis A. Smith is a Regional Manager based out of the Richmond, Virginia Branch of Assurance Financial. He is a 34-year veteran of the mortgage business and has assisted thousands of customers with home mortgage transactions. Whether buying your first home, a new home, renovating or refinancing your current home, Clavis is experienced in all types of mortgage products and transactions. His goal is to find the best product to fit your financial profile and help you succeed with your financial goals. Clavis’ experienced team will support and keep you informed throughout the process and will always be there to service your mortgage transaction during origination, processing, closing and even well after settlement. Clavis is licensed in the state of Virginia with the Nationwide Mortgage Licensing System and Registry.

Assurance Financial’s mission is to support our community with responsible and professional lending one home at a time. For a personal consultation, please complete our secure online application by clicking the Apply Now button above. We look forward to working with you and bringing your transaction to a successful and stress-free conclusion.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Clavis a message

3957 Westerre Parkway
Suite 140
Richmond, VA 23233

(804) 592-9888

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

Email Clavis

Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!