Real Reviews from Real Homebuyers


Columbiana, AL

"Jennifer is Awesome!!"

Loan Officer

Jennifer Strickland


"Toni was quick to reply, pushed through each stage quickly, and got us to closing two weeks early! I never had to worry!"

Loan Officer

Toni Freeman Leachman

Columbia, SC

"Thank you."

Loan Officer

Merrell Johnson

Oneonta, AL

"Ben is the best! Great experience! Would use him again!"

Loan Officer

Ben Meginniss

Broussard, LA

"I was on the selling side of my Transaction with Rob and he made an extra effort to keep me in the loop from start to finish!"

Loan Officer

Rob Stewart
Patricia Ann

Baton Rouge, LA

"Friendly people , excellent communication ! Ease of virtual signing ."

Loan Officer

Charlotte Guidroz

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Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0


Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Clavis

Clavis A. Smith is a Branch Manager and Loan Officer in the Richmond, Virginia Branch of Assurance Financial. He is a 34-year veteran of the mortgage business and has assisted thousands of customers with home mortgage transactions. Whether buying your first home, a new home, renovating or refinancing your current home, Clavis is experienced in all types of mortgage products and transactions. His goal is to find the best product to fit your financial profile and help you succeed with your financial goals. Clavis’ experienced team will support and keep you informed throughout the process and will always be there to service your mortgage transaction during origination, processing, closing and even well after settlement. Clavis is licensed in the state of Virginia with the Nationwide Mortgage Licensing System and Registry.

Assurance Financial’s mission is to support our community with responsible and professional lending one home at a time. For a personal consultation, please complete our secure online application by clicking the Apply Now button above. We look forward to working with you and bringing your transaction to a successful and stress-free conclusion.


My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Clavis a message

3957 Westerre Parkway
Suite 140
Richmond, VA 23233

(804) 592-9888

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!