Home Loans - Richmond, Virginia

I’m purchasing a

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners


Columbiana, AL

"Jennifer is Awesome!!"

Loan Officer

Jennifer Strickland


"Toni was quick to reply, pushed through each stage quickly, and got us to closing two weeks early! I never had to worry!"

Loan Officer

Toni Freeman Leachman

Columbia, SC

"Thank you."

Loan Officer

Merrell Johnson

Oneonta, AL

"Ben is the best! Great experience! Would use him again!"

Loan Officer

Ben Meginniss

Broussard, LA

"I was on the selling side of my Transaction with Rob and he made an extra effort to keep me in the loop from start to finish!"

Loan Officer

Rob Stewart
Patricia Ann

Baton Rouge, LA

"Friendly people , excellent communication ! Ease of virtual signing ."

Loan Officer

Charlotte Guidroz

Assurance Financial Richmond

3957 Westerre Parkway
Suite 140
Richmond, VA 23233

(804) 256-2933

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Get Started With Your Home Loan

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call 804-256-2933

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Richmond can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.


Make the most out of your equity for home improvements, tuition, or your latest dreams.

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

Competitive Rates

Set your build budget with a free personalized rate quote now.


Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Richmond loan officer

Get Your Free Rate Quote

Assurance Financial Richmond

Assurance Financial Richmond

3957 Westerre Parkway, Suite 140

Richmond, VA 23233


Mortgage Lenders in Richmond, Virginia

Good mortgage lenders in Richmond, VA, can be time-consuming, but Assurance Financial makes the home-buying process easier for first-time and experienced homebuyers. Our team of professional, experienced lenders can help you finance a new home or refinance your existing property in just a few easy-to-understand steps. When you tell us what you’re looking for, we’ll get started by creating a personalized plan to help you achieve it.

What Can Assurance Financial Offer You?

Whether you’ve found the perfect home right in the heart of historic Richmond or want to find a place in the surrounding suburbs or rural farmlands, you need a mortgage loan officer who can help you bring this dream to fruition. If you already own your home, you may choose to refinance your mortgage to better align with your current lifestyle.

Whatever your situation, Assurance Financial can help you navigate the process smoothly. As a full-service mortgage lender, we consider all options and loan types, helping you find a solution that works for you. Our home loan experts have ample experience in setting our clients up with financing options like:

  • Conventional loans
  • Veterans Affairs (VA) loans
  • Federal Housing Administration (FHA) loans
  • United States Department of Agriculture rural development (USDA RD) loans
  • First-time home loans
  • Jumbo loans
  • Construction loans
  • Modular home loans
  • Non-qualified loans

Life in Richmond, VA

As one of the most historically significant cities in the country, you’ll find an abundance of things to appreciate about Richmond. Whether your interests lie in exploring a bustling city with plenty of entertainment or visiting natural monuments with your family, Richmond offers something for everyone. Virginia’s capital city is home to a wide range of people, including young professionals, growing families and older adults looking to enjoy their retirement.

Our home loan officers in Richmond are ready to help you find the solution you’re looking for. We’ll listen to your needs and develop a customized loan plan with you so you know exactly where you stand and what you can do to ensure you find the best place available in Richmond, close to everything you love about the area.

Our Home Loan Process

From first-time homebuyers to experienced landowners looking to build their dream house, Assurance Financial is ready to take you through it all. We’ve optimized our loan process so you can easily acquire funds and go forward with moving into or refinancing your home. All it takes is a few simple steps:

  1. Pre-qualify for a guaranteed mortgage rate with a simple credit and background check.
  2. Apply for your property of choice and get approved.
  3. Complete the appraisal and underwriting stages.
  4. Sign the paperwork, get it notarized and receive your funding.

Partner With Our Richmond Mortgage Lenders

Assurance Financial’s tailored approach to mortgage lending helps more people like you find the home they’ve dreamed of and purchase it with ease. Our mortgage lenders in Richmond will be there to help you through every step of the loan process until you’ve closed on the property. Get started with your application.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.