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Birmingham, AL

Eric Kelly

NMLS #: 78396

Eric Kelly is the Branch Manager/Loan Officer for the Birmingham, AL Branch of Assurance Financial! 

Eric has a beautiful wife of five years, Michelle, and two daughters Lilian Grace (Lily, 5) and Vivienne Leigh (Vivi, 2). They live in Cherokee Bend in a house that is under constant renovation, so he knows what you are going through when it is time for that construction loan!

Eric spent his college days at LSU, where he earned his Bachelor of Science in Finance, which paved the way for his 20 years of experience in the mortgage industry. Thanks to Hurricane Katrina, Eric was forced to move in 2005 and chose Birmingham as his new home. He had been working as a loan officer/mortgage broker (there is a difference) for Atlantic Lending Company and upon his displacement, decided to make a fresh start and agreed to assist AFG in opening the first branch in Alabama and is proud to say that the Birmingham branch consistently ranks in the top five of ten AFG branches!

Eric says, I am driven, not by the dollar, but by the relationships I am building along the way. I thrive on beating my competition, customer service aside, as I am typically able to offer purchasers the lowest rate available (see info about AFG). The company’s platform enables me to offer a quick turnaround time, standard is three weeks, but I have closed a loan in as few as seven days! I have bought many houses and I know the pressures that go along with the process. For that reason, I am available to you 24/7. This is the biggest investment of your life and remember there are never any stupid questions and I look forward to helping you get into your new home!

 

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Testimonials

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Eric and his team were personable and available. They flexed to meet our needs and even proved to be highly comp...
Brandon Vestavia, AL
Updates
Dana Trussville, AL
The process ran smoothly and swiftly, he was able to work with me and my busy schedule to get things done and fi...
Terence Birmingham, AL
Available for calls when I needed to discuss Prompt service App for upload of docs
Andrew Dora, AL
I had several questions through out the house loan process but Eric always was patient and knowledgeable as he ...
Jennifer Dora, AL
Communication
Ansley Trussville, AL
Staff worked hard to get my loan processed in a very short time. They were helpful in answering my questions and...
Caroline Vestavia Hills, AL
Handled transaction great
Kelley Hayden, AL
Eric and Alex helped me through every step of getting my mortgage taken care of even though I was living out of ...
Juli Pelham, AL
Eric and Alex were extremely patient with my loan process. They were very knowledgeable and helpful.
John Mountain Brook, AL
Very available and in touch.
Carole Mountain Brook, AL
Eric Kelly and his team are Great! They are always friendly, supportive, and always go above and beyond what I e...
Amber Hueytown, AL
Quick and easy transaction. I was kept informed through every phase.
Barbara Birmingham, AL
Excellent service. Excellent communication. Knowledge of the industry.
BERT Birmingham, AL
Smooth process and excellent communication.
Stephanie Trussville, AL
Team effort. Everyone has their own job to do they all do it well. I do and I will continue to recommend Eric Ke...
TROY Pinson, AL
great communication whenever I had questions. always had the answer to what I needed. very professional attitude.
William Pinson, AL
Easy, from start to finish. Felt like Eric and his team were our advocates.
Harry Mountain Brook, AL
Eric and Savannah worked hard every step of the way to communicate and make the process as easy as possible.
Elizabeth Mountain Brook, AL
Everything!
Joshua Trussville, AL
Alex Ravenhorst was amazing! We never had to wait or wonder about anything. She was on top of everything for us!
Valorie Brookhaven, MS
Alex Ravenhorst and the rest of the crew made our home purchase a breeze. These folks are very knowledgeable an...
William Brookhaven, MS
Everything was done in a timely manner and we were kept informed through the entire process. Eric and Alex were...
Floyd Pell City, AL
Eric and his team are thorough, clear in their communication, and professional in every respect. Their on line a...
James Mountain Brook, AL
Eric was very on top of ensuring things got done. I greatly appreciate him working with me to get the financing...
Ryan Vestavia, AL
Eric and Savannah were amazing. Such an easier process than I could have ever imagined. Would definitely recomme...
Nancy Birmingham, AL
Alex Ravenhorst did an amazing job with all three of our loans. I didn't hear much from Eric.
Stephen Prairie View, TX
Great people to work with.
Stacie Bessemer, AL
Eric was very helpful and kept us informed every step of the way. His assistant, Alex, was great as well. We w...
Barbara ,
I feel I didn't receive the attention to detail I was looking for when speaking/emailing with Eric. If it wasn't...
James Birmingham, AL
Excellent company to work with on buying my first home
Justin Sterrett, AL
Customer service
Richard Katy, TX
Mr. Kelly was approachable, hand answers to my questions and/or of knew resources. He handled my purchase simply...
Elena Trussville, AL
Alex Ravenhorst kept constant contact with me and my real estate agent. She is beyond efficient.....she is amaz...
Susan Pearl, MS
Eric did a great job guiding us through the process and offering sound advice that I trusted. I never felt he ha...
James Vestavia Hills, AL
No surprises. No issues that could not be solved quickly. Highly recommend Eric and his team. Great service!
Michael Birmingham, AL
The experience with Mr. Kelly was great...
Michael Bessemer, AL
All parties I dealt with at Assurance were extremely responsive, informative and easy to work with. We were inf...
Stephani Gardendale, AL
Thank you Eric and team for great work on our construction loan! Very professional and helpful. We look forward ...
sscenteno ,
This mortgage lender is very helpful and patient ready to work with anybody regardless of their financial shortc...
Florence ,
Very Professional and Honest. Eric Kelly gives 101% Effort! Good man and someone I can call a friend. The entire...
carson7531 ,
Eric & Alex turned the impossible into possible! They worked diligently to ensure I got my home. They were extre...
mstpzjsu ,
Eric was great to work with! Everyone in his office was always available to answer questions, and made our home ...
Bobby ,
My homebuying experience was great! Eric and his team answered all 1000 of my questions and held my hand the ent...
Debrual ,
This team was the best. They were friendly, knowledgeable, and right on top of the situation. I wouldn't hesitat...
scramabraham ,
Eric and his team (Alex especially) worked diligently behind the scenes to make this as stressless as possible. ...
Gretchen ,
I wish I was able to give Eric Kelly and his team more than five stars. I wasted my time speaking to a few other...
Bobby ,
Eric and his assistant Alex were absolutely amazing! They answered my calls, emails and text messages promptly ...
obeato2 ,
Eric at Assurance Financial was extremely helpful during my home buying process. He guided me though the process...
adbruen ,
If you are in the market for a mortgage or home equity loan - you need to reach out to Eric and Assurance. I ca...
zuser20170618114551179 ,
If you want hands-on service and constant communication about your loan, look no further! Forms are done online...
user94176296 ,
Eric and his team were excited to help and made the entire process seamless! They made buying my home a breeze a...
kim ,
Everything went great! No problems at all! The whole process was seamless. No suprises about anything. Everyt...
user06921460 ,
We appreciate the whole team they was very helpful and professional at all times. We will diffently referr them ...
BrendaMack ,
My lender made my experience easy and stress free. I loved working with him. Docusign made everything so easy....
libbywest1012 ,
Eric Kelly and his company are not the typical lenders. They are the most attentive and conscientious mortgage ...
zuser20140325110018594 ,
I would highly recommend using Eric Kelly and his team at Assurance Finacial for your home purchasing needs. The...
nwoods189 ,
Mr. Kelly was very professional and extremely helpful during this entire process -- from start to finish. He wa...
pgsmith89 ,
Smooth sailing all the way through closing. Professional, quick, and easy to work with. Answered all questions i...
user4717572 ,
I started working with Eric a few months ago getting ready to purchase. After a quick conversation, he check my ...
TylerGann ,
I was able to handle everything by email and over the phone. They made it easy and answered any questions I had ...
martinholt25 ,
Eric and his team are fabulous! We were able to close in less than 30 days. He and his assistant work to keep y...
TaraPaceWhite ,
We have been very happy to work with Eric and his team. They've been quick to answer questions/return phone cal...
matthew ,
Eric Kelly and his team are fantastic in every way. They were super involved in the process with us and were ver...
zuser20170308102936046 ,
Eric and his assistant Alex made buying my first home so easy. They were extremely accommodating to my short tim...
cmiranda104 ,
This was my third time using Eric and his team. I highly recommend Eric a for anyone looking to finance a new h...
user55999635 ,
I am self employed and we were started to embark on a major renovation. We ended up starting over with a new co...
david ,
Working with Eric and his team was the most amazing experience I have ever had in terms of dealing with a compan...
user7436201 ,
Eric and his staff answered and responded to our questions and concerns very quickly. Enjoyed working with them....
jdybox ,
Eric and his team were excellent to work with! They were very thorough and always answered all of our questions....
user82725028 ,
Working with Eric and his office was a breeze. Everything went exactly like they said it would and it was even d...
tanya69 ,
Eric and his team were excellent. They were able to meet all of my needs and provide excellent guidance and serv...
user7020889 ,
If you need a home loan and need it quick, call this group. I work a lot and don't have time to keep fooling aro...
bamajpc ,
Eric and his assistant, Kat, were excellent to work with during the purchase of a new home. I needed a quick tur...
adubbsandjdubbs1976 ,
Eric helped us with the initial purchase of our home and the subsequent refinancing a few years later. He was v...
jgilder76 ,
Eric was extremely helpful and very knowledgeable. He welcomed any questions throughout the entire process and w...
caylaac ,
Eric was phenomenal to work with. I was so impressed with his responsiveness as I needed to act fast. I was pre...
annalacy24 ,
Eric, and his team, do an amazing job. Any question you have, anything you might be unsure of, just call him up ...
user906530 ,
Eric and Kat were an absolute pleasure to work with. They both made the home buying process as easy an as smooth...
JasonGn ,
Eric Kelly was SO wonderful to work with! He made the loan experience easy & was always available to answer any ...
karenskelton2 ,
Eric and his assistant Kat were great!! They are always there to answer your questions 24/7. I highly recommend...
s ,
Eric and his team were very helpful throughout the the whole process, answering any questions I had very quickly...
chrisderieux ,
I needed a 30 day turnaround on financing. Eric and his team were on it. They provided great service in an indus...
daveryt ,
My wife and I can't say enough good things about Eric. This is the third home we've purchased and have used Eric...
blbakerjr8 ,
Eric was very responsive when I had questions and handled my concerns in a very professional manner. The proces...
duane ,
Service second to none by Eric, Kat and the complete Team at Assurance Financial. The Team was very professiona...
tnfoust ,
If you are looking at buying a home you must contact Eric Kelly at Assurance Financial. My wife an I contacte...
zuser20140325064538695 ,
Eric Kelly did an outstanding job. Eric looked at my situation and worked with me to get me in the best position...
wendelltaylor5 ,
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Assurance Financial Birmingham

500 Office Park Drive
Suite 410
Birmingham, AL 35223

My Services:

  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans