Birmingham, AL

Eric Kelly

Branch Manager / Loan Officer | NMLS #: 78396

Real Reviews from Real Homebuyers

James Brad

Homewood, AL

"Eric and his team were on top of everything through the whole process. Would highly recommend."

Graysville, AL

"Lots of emails and follow ups ,"
Dennis James

Graysville, AL

"The communication was prompt, clear, and concise. All went smooth, as it should have."

Birmingham, AL

"Communication is key and it was great!"

Birmingham, AL

"Great communication."
William L

Birmingham, AL

"Eric and his team were prompt , flexible and professional throughout the process. Outstanding service!"
Daniel Lee

Maylene, AL

"It was very quick and a very smooth process. We really enjoyed working with Eric and his team."

Birmingham, AL

"USAA was a little bit less expensive, but you were great!"

Pinson, AL

"It was a seamless process!"

Pinson, AL

"Eric is Awesome! This deal went smooth and I am glad that I had an opportunity to work with him."
Carl Randall

Jacksons Gap, AL

"Responsive, prompt and considerate"

Mountain Brook, AL

"Great response, easy to communicate with and my clients and I were very pleased. Thank you!"

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Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0


Downloadable Guides

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About Eric

Eric Kelly is the Branch Manager/Loan Officer for the Birmingham, AL Branch of Assurance Financial! 

Eric has a beautiful wife  Michelle, and two daughters, Lillian Grace  and Vivienne.

Eric spent his college days at LSU, where he earned his Bachelor of Science in Finance, which paved the way for his 20 years of experience in the mortgage industry. Thanks to Hurricane Katrina, Eric was forced to move in 2005 and chose Birmingham as his new home. He had been working as a loan officer/mortgage broker (there is a difference) for Atlantic Lending Company and upon his displacement, decided to make a fresh start and agreed to assist Assurance Financial in opening the first branch in Alabama. The Birmingham branch consistently ranks in the top Assurance Financial branches!

Eric says, “I am driven, not by the dollar, but by the relationships I am building along the way. I thrive on beating my competition, customer service aside, as I am typically able to offer purchasers the lowest rate available. The company’s platform enables me to offer a quick turnaround time, standard is three weeks, but I have closed a loan in as few as seven days! I have bought many houses and I know the pressures that go along with the process. For that reason, I am available to you 24/7. This is the biggest investment of your life and remember there are never any stupid questions and I look forward to helping you get into your new home!”

Did you get this? A free 15 minute phone call can answer a lot of your questions. Let’s talk!


My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Eric a message

500 Office Park Drive
Suite 410
Birmingham, AL 35223

(205) 542-2327

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Realtor Resources

Downloadable Guide for Realtors

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