Home Loans - Birmingham

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

David Rozinov

"the BEST !"

Loan Officer

Eric Kelly
Minnie

"So quick, efficient and responsive! A real pleasure to work with, thank you!!"

Loan Officer

Lindsey Ravenhorst
Alicia

Meridianville, AL

"Thank you for getting the sale done quickly!"

Loan Officer

Amberly Jones
James

Montgomery, AL

"Jennifer was very knowledgeable and was able to get my buyer to closing quickly. She made it a smooth transaction from start to finish."

Loan Officer

Jennifer Strickland
Peter R

Hoover, AL

"Great handling of my needs and personal attention."

Loan Officer

Kat Gannon
Adrian Ashon

Prattville, AL

"It was a great experience for the simple fact of how the team was constantly reaching out to me for the conditions to get my loan approved ."

Loan Officer

PJ Shackelford
Emily Rose

Alabaster, AL

"He was very easy to work with. He helped us understand all of our questions and was very quick to respond."

Loan Officer

Rutherford Yeates
Jordan Wayne

Moody, AL

"Everything was on time and communication was as wonderful"

Loan Officer

Eric Kelly
Diane

Ellijay, GA

"Ms Ravenhorst was a pleasure to work with. Anytime I called or texted, she was available."

Loan Officer

Lindsey Ravenhorst
LaTonya D

Birmingham, AL

"Courteous, Stayed in touch, whenever I called ready and with a response. The entire process was an excellent experience. Thank you all!!"

Loan Officer

Amberly Jones
Brandon

Birmingham, AL

"Jennifer did a great job! She navigated a few hurdles and got the deal to closing on time."

Loan Officer

Jennifer Strickland
Chris

Trussville, AL

"Communicated well and made the process smooth"

Loan Officer

Kat Gannon

Apply With Our Local Home Loan Experts

Select a Loan Officer to Begin the Process

Eric Kelly

Branch Manager, NMLS #: 78396

Alex Ravenhorst

NMLS #: 1561328

Amberly Jones

NMLS #: 2410498

Jennifer Strickland

NMLS #: 664052

Kat Gannon

NMLS #: 1515090

PJ Shackelford

NMLS #: 1958633

Rutherford Yeates

NMLS #: 2096232

Savannah Funderburg

NMLS #: 1765507

Assurance Financial Birmingham

500 Office Park Drive
Suite 410
Birmingham, AL 35223

(205) 776-8400

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Get Started With Your Home Loan

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (225) 218-9746

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Birmingham can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Birmingham loan officer

Get Your Free Rate Quote

Assurance Financial Birmingham

500 Office Park Dr #410
Birmingham, AL 35223
720-655-9559

Birmingham, Alabama Mortgage Lenders

Assurance Financial has a team of professional mortgage lenders in Birmingham, ready to serve you and help you reach your goals. Whether you want to buy a new home in the area or refinance your current residence, you can trust us to deliver the customized solutions that make your dreams a reality.

What Can the Birmingham Mortgage Lenders at Assurance Financial Do for You?

As a full-service mortgage lender in Birmingham, Assurance Financial has the resources and capabilities to handle the entire loan process in-house. Our experienced mortgage professionals will work with you to discover the ideal loan for your situation. We can even tailor some loan options to accommodate your needs and budget requirements.

Our loan options include:

  • VA loans for active service members, veterans and qualifying family members.
  • FHA loans for households needing flexible guidelines.
  • Construction loans for those building or renovating.
  • Nonqualified loans for homebuyers with lower credit scores.
  • Modular home loans for individuals purchasing prefabricated houses.
  • Jumbo loans for those who exceed government loan limits.
  • First-time home loans for first-time buyers.
  • Conventional loans for financially stable individuals with good credit.
  • USDA RD loans for homeowners in rural or suburban areas.

Home Opportunities in Birmingham

Birmingham is one of Alabama’s largest cities, offering countless opportunities for individuals and families from all walks of life. The city hosts a variety of dining, entertainment and education options, with many kid- and pet-friendly activities and events for everyone to enjoy. Birmingham gives you all the conveniences and amenities you’d expect from a thriving city while offering breathtaking views and outdoor adventure.

Our home loan officers in Birmingham know the area well and will guide you in finding the right loan for your needs, budget and lifestyle. Whether you want to buy your dream home in the city or refinance your current place in the suburbs, you can trust our mortgage professionals to help.

What’s the Online Application Process Like?

Our online application is straightforward and secure, creating a safe and seamless experience. We use the latest application technology to streamline the process, and our mortgage professionals are always available to answer your questions and guide you through the application.

Complete our loan approval process with these simple steps:

  1. Get pre-qualified: In as little as 15 minutes, you can get a mortgage rate quote based on your basic financial history.
  2. Fill out an application: Once you know what you can shop for, you can complete an application to buy or refinance a specific property.
  3. Let us handle processing: Our team will take care of the appraisal and underwriting stages to prepare your application for final approval.
  4. Receive your funding: After closing costs are settled, you can sign with a notary and get the keys to your place.

Apply for a Loan Today

Assurance Financial is proud to serve individuals and families in Birmingham, helping them achieve their goals and move into their dream houses — you could be next! Connect with us to discuss your specific mortgage needs with one of our mortgage loan officers at our Birmingham location. When you’re ready to start your homeownership journey, complete our online application.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.