Home Loans - Birmingham

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

Brandon Clint

Maylene, AL

"The great communication."

Loan Officer

Eric Kelly
Minnie

"So quick, efficient and responsive! A real pleasure to work with, thank you!!"

Loan Officer

Lindsey Ravenhorst
Latravis

Montgomery, AL

"The whole process."

Loan Officer

Amberly Jones
Justin

Birmingham, AL

"Can always count on Rutherford for a smooth transaction where everyone is happy on closing day. Cant recommend him highly enough."

Loan Officer

Rutherford Yeates
MP

"Eric, PJ and Savanah is the best people to work with if you guys looking for your loan mortgage. Thanks for helping me!"

Loan Officer

Eric Kelly
Diane

Ellijay, GA

"Ms Ravenhorst was a pleasure to work with. Anytime I called or texted, she was available."

Loan Officer

Lindsey Ravenhorst

Apply With Our Local Home Loan Experts

Select a Loan Officer to Begin the Process

Eric Kelly

Branch Manager, NMLS #: 78396

Alex Ravenhorst

NMLS #: 1561328

Amberly Jones

NMLS #: 2410498

Rutherford Yeates

NMLS #: 2096232

Savannah Funderburg

NMLS #: 1765507
Woman looking at phone

Get started online now.

What can we help you do?

Assurance Financial Birmingham

500 Office Park Drive
Suite 410
Birmingham, AL 35223

(205) 776-8400

9:00am - 5:00pm M-F

Hidden
Hidden
Interested in:
This field is for validation purposes and should be left unchanged.

Get Started With Your Home Loan

Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (225) 218-9746

Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Birmingham can be hard. We make finding the right loan type easy.

phone icon

Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

helping hand icon

Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

key clock icon

On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

a line drawing of a wallet filled with money .

Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

a white arrow pointing down with a percent sign above it .

Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

a dart is hitting a target with a dollar sign in the center .

Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

a white icon of a color palette on a black background .

Custom Financing Options

We’ll find the best construction loan program to fit your needs.

a white line drawing of a hammer and nails on a black background .

Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

a house with a percent sign inside of it .

Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Birmingham loan officer

Get Your Free Rate Quote

Assurance Financial Birmingham

500 Office Park Dr #410
Birmingham, AL 35223
720-655-9559

Birmingham, Alabama Mortgage Lenders

Assurance Financial has a team of professional mortgage lenders in Birmingham, ready to serve you and help you reach your goals. Whether you want to buy a new home in the area or refinance your current residence, you can trust us to deliver the customized solutions that make your dreams a reality. Assurance Financial is proud to be one of the trusted home loan companies serving the Birmingham community.

What Can the Birmingham Mortgage Lenders at Assurance Financial Do for You?

As a full-service mortgage lender in Birmingham, Assurance Financial has the resources and capabilities to handle the entire loan process in-house. Our experienced mortgage professionals will work with you to discover the ideal loan for your situation. We can even tailor some loan options to accommodate your needs and budget requirements.

Our loan options include:

  • VA loans for active service members, veterans and qualifying family members.
  • FHA loans for households needing flexible guidelines.
  • Construction loans for those building or renovating.
  • Nonqualified loans for homebuyers with lower credit scores.
  • Modular home loans for individuals purchasing prefabricated houses.
  • Jumbo loans for those who exceed government loan limits.
  • First-time home loans for first-time buyers.
  • Conventional loans for financially stable individuals with good credit.
  • USDA RD loans for homeowners in rural or suburban areas.

Home Opportunities in Birmingham

Birmingham is one of Alabama’s largest cities, offering countless opportunities for individuals and families from all walks of life. The city hosts a variety of dining, entertainment and education options, with many kid- and pet-friendly activities and events for everyone to enjoy. Birmingham gives you all the conveniences and amenities you’d expect from a thriving city while offering breathtaking views and outdoor adventure.

Our home loan officers in Birmingham know the area well and will guide you in finding the right loan for your needs, budget and lifestyle. Whether you want to buy your dream home in the city or refinance your current place in the suburbs, you can trust our mortgage professionals to help.

What’s the Online Application Process Like?

Our online application is straightforward and secure, creating a safe and seamless experience. We use the latest application technology to streamline the process, and our mortgage professionals are always available to answer your questions and guide you through the application.

Complete our loan approval process with these simple steps:

  1. Get pre-qualified: In as little as 15 minutes, you can get a mortgage rate quote based on your basic financial history.
  2. Fill out an application: Once you know what you can shop for, you can complete an application to buy or refinance a specific property.
  3. Let us handle processing: Our team will take care of the appraisal and underwriting stages to prepare your application for final approval.
  4. Receive your funding: After closing costs are settled, you can sign with a notary and get the keys to your place.

Apply for a Loan Today

Assurance Financial is proud to serve individuals and families in Birmingham, helping them achieve their goals and move into their dream houses — you could be next! Connect with us to discuss your specific mortgage needs with one of our mortgage loan officers at our Birmingham location. When you’re ready to start your homeownership journey, complete our online application.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.