Jonathan Garcia

Austin, TX

Jonathan Garcia

Loan Officer | NMLS #: 2854299

Real Reviews from Real Homebuyers

William

San Antonio, TX

"Even though there were several glitches in the process, Kim responded to them promptly."

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Kim Ghanem
David

Porter, TX

"Michael and team were great to work with! Thank you!"

for Loan Officer

Michael Landers
Kuldeep

Arlington, TX

"Its awesome to work with her."

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Bhupinder Mangat
Oscar

Big Bear Lake, CA

"The reassurance and attentiveness of the team"

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Ivan Diaz
Arezou

Leander, TX

"He worked very hard so that we could achieve our goal."

for Loan Officer

Kim Ghanem
Scott

Porter, TX

"Michael was always there to help out anyway he could"

for Loan Officer

Michael Landers
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
%
$
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Jonathan

Jonathan Garcia is a Loan Officer at the Austin, Texas Branch of Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Texas.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Jonathan is able to help homebuyers in any stage of life achieve their dreams of homeownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Jonathan a message

7600 Burnet Road
Suite 315
Austin, TX 78757

(409) 728-4894

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

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