Home Loans - Austin, TX

I’m purchasing a
home

First-time buyer? Downsizing? Dreamsizing? We'll help you get home.

I’m refinancing my
home

Is a better opportunity knocking? We're here to answer.

Real Reviews from Real Homeowners

William

San Antonio, TX

"Even though there were several glitches in the process, Kim responded to them promptly."
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Kim Ghanem
Micah A

Porter, TX

"Michael was easily accessible, called us back and answered promptly. Explained things well and was very encouraging."
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Michael Landers
Kuldeep

Arlington, TX

"Its awesome to work with her."
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Bhupinder Mangat
George

Corpus Christi, TX

"I had a great experience working with Chris Richards as my loan officer. He was very helpful, patient, and always took the time to explain things and answer my questions. The whole process felt a lot easier because Chris kept me updated and made sure I knew what was going on. I really appreciate his hard work and professionalism, and I would definitely recommend Chris to anyone looking for a loan officer."
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Chris Richards
Oscar

Big Bear Lake, CA

"The reassurance and attentiveness of the team"
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Ivan Diaz
Satwinder

Arlington, TX

"Kim is very responsive, extremely knowledgeable and got us to the closing table without any stress.Thanks Kim Ghanem for making our refinance process a smooth experience."
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for Loan Officer

Kim Ghanem
Shyam Sundar

Brentwood, CA

"Michael was incredibly supportive and kept things so positive throughout the whole journey. His patience really stood out to me. I’ll definitely be working with him for all my future real estate needs. If you want someone you can truly count on, Michael is your guy"
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Michael Landers
Bhupinder

Arlington, TX

"Very professional,efficient and great communication through the process. Made the entire loan process smooth and easy. Highly recommend!"
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Bhupinder Mangat
Robert

Midland, TX

"Chris was awesome, helped me every step of the way, explained evey paper I signed, explained everything that was going on with the process. I'd definitely refer others, and I would definitely use him"
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for Loan Officer

Chris Richards

Apply With Our Local Home Loan Experts

Select a Loan Officer to Begin the Process

Kim Ghanem Branch Manager, NMLS #: 191143
Michael Landers Branch Manager, NMLS #: 217124
Bhupinder (BK) Mangat NMLS #: 2611923
Chris Richards NMLS #: 2742274
Ivan Diaz NMLS #: 501968
Jonathan Garcia NMLS #: 2854299
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Assurance Financial Austin

7600 Burnet Road
Suite 315
Austin, TX 78757

(512) 593-6015

9:00am - 5:00pm M-F

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Get Started With Your Home Loan

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Get pre-qualified for a mortgage

Getting pre-qualified doesn’t affect your credit score. Plus it shows the seller you’re a serious buyer.

Call (225) 218-9746

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Get a free rate quote

Get a free personalized rate quotein minutes with the help of our mortgage experts.

Speak with an expert now

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See how much house you can afford

Estimate your home buying budget before you fall in love.

Calculate your payment

Finding a home in Austin can be hard. We make finding the right loan type easy.

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Simple Application

Click a few buttons, and complete your application in as little as 15 minutes!

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Helpful Loan Officers

Incredibly friendly people who put the happy in home buying.

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On-Time Closings

We'll get you through your front door on schedule.

Refinancing? Let's talk about your options.

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Cash-Out

Make the most out of your equity for home improvements, tuition, or your latest dreams.

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Interest Rate

Have you compared your current rate to ours lately? No harm in asking.

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Loan Term

Lower payments or fewer years? Match your loan with your goals.

Build your dream home with experts guiding you through every step.

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Custom Financing Options

We’ll find the best construction loan program to fit your needs.

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Flexible Draw Schedules

We work with your contractor to ensure your project stays on track.

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Competitive Rates

Set your build budget with a free personalized rate quote now.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

Our easy online application walks you through every step.

Apply online anytime, anywhere (even from your phone!) Plus, our helpful Loan Officers are always a phone call away if you need help.

Start your application

Connect with a Austin loan officer

Get Your Free Rate Quote

Assurance Financial Austin, Texas

7600 Burnet Road, Suite 315
Austin, TX 78757
512-593-6015

Mortgage Lenders in Austin, Texas

Are you searching for a new home in Austin, Texas? Wanting to refinance your current place in this great capital? Assurance Financial can help. Our mortgage professionals will guide you through the loan process so you can discover financial solutions for your Austin home.

What We Offer as an Austin Mortgage Lender

Assurance Financial is a full-service mortgage lender in Austin, meaning we can process your entire loan in-house for a more efficient and seamless experience. We offer several loan types designed for every stage of life, including:

  • VA loans for veterans or qualifying family members.
  • FHA loans for individuals who need flexible guidelines.
  • Construction loans for those building or renovating their home.
  • Nonqualified loans for individuals with lower credit scores.
  • Modular home loans for homebuyers purchasing a prefabricated or manufactured home.
  • Jumbo loans for those who exceed set government limits.
  • First-time home loans for first-time buyers or those who haven’t owned a home in three years.
  • Conventional loans for financially stable individuals with good credit scores.
  • USDA RD loans for homebuyers looking at properties in rural or suburban areas.

We understand that you may need more tailored solutions to meet your needs, lifestyle or budget. Wherever you are in life, you can trust our mortgage professionals to provide the personalized experience your situation requires.

Home Opportunities in Austin

As the Texas capital, Austin is a thriving city full of opportunities for individuals and families of all backgrounds. The area offers delicious dining options, multiple performance venues, a vibrant nightlife, outdoor adventures and countless family-friendly activities, making Austin the perfect home for people in all stages of life.

Whether you prefer to live in the bustle of the city or a quiet and peaceful neighborhood, you will surely find the perfect home in Austin. Assurance Financial is here to support your homeownership goals, helping you get the right loan for your dream house in Austin.

Our Simple Home Loan Process

We use advanced technology to offer a secure, fast and simple loan approval process. Our mortgage professionals are also available to answer your questions and provide the support you need for a seamless application experience.

Here’s a summary of the four main steps to our loan approval process:

  1. Pre-qualification: With 15 minutes and your basic financial history, you can get a mortgage rate quote.
  2. Application: Complete the entire application to buy or refinance and receive approval for a specific property.
  3. Processing: We’ll handle the various stages of appraisal, underwriting and final approval.
  4. Funding: Once closing costs are finalized, you can get the loan and the keys to your new place.

Connect With a Mortgage Loan Officer in Austin Today

Assurance Financial offers the end-to-end services you need to find the right loan for your Austin home. We are here to support you in achieving your goals and reaching your homeownership dreams.

Begin your application today! Our home loan officers here in Austin are always available, so feel free to contact us online with your questions and concerns.

Ready to Get Started?

You’ve come to the right place. We’re ready to give you a
first-class experience in applying for a home loan.