Real Reviews from Real Homebuyers

Stacy Lee

Killen, AL

"Answered all questions we had and always reached out to keep us updated"
Kolt Thomas

Killen, AL

"Great communication throughout the entire process!"
Jonah

Tuscumbia, AL

"Everything went smooth and fast. Great communication and easy to work with."
Robert Thomas

Florence, AL

"Great communication and very helpful service from Justin & Jade"
Shannon Thomas

Killen, AL

"Great experience"
Erin Melissa

Killen, AL

"The overall simplicity of the process and Justin’s communication"
Terry Ray

Florence, AL

"Justin communicates very well."
Lori Nicole

Florence, AL

"Great communication throughout the whole process!"
Angela

Killen, AL

"Justin is hands down one of the BEST lenders in our area. Always LOVE to work with him."
Kaitlin

Killen, AL

"Great communication, very knowledgeable, easy to reach. Extremely helpful keeping us on schedule despite our buy work schedules."
Jim W

Florence, AL

"The communicatied with me through the whole process, very satisfied"
Dana

Killen, AL

"You had the buyers ready to close way before closing date. As on top of everything!"
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly HOA

50

Monthly Insurance

50

Monthly PMI

0

All Payments and Fees

0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Justin

Justin Dorroh is a Loan Officer in the Florence, Alabama Branch of Assurance Financial. Justin grew up in The Shoals, and is a graduate of Brooks High School and the University of North Alabama where he received his Bachelor of Business Administration in Economics. Justin has strong ties to the community and has served in the finance industry since 2011. He has been a licensed Mortgage Loan Originator since 2015. Justin is licensed in the states of Alabama, Tennessee, and Mississippi.

More than anything, Justin loves helping people get into their dream homes and providing them with a transparent, hassle-free experience. When he’s not in the office, he enjoys traveling, hiking, and playing golf. Justin is also very active in his church and loves to be involved with their serve opportunities.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Justin a message

4050 Helton Drive
Suite 301
Florence, AL 35630

(256) 443-3208

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!