Real Reviews from Real Homebuyers

Terry Ray

Florence, AL

"Justin communicates very well."
Lori Nicole

Florence, AL

"Great communication throughout the whole process!"
Angela

Killen, AL

"Justin is hands down one of the BEST lenders in our area. Always LOVE to work with him."
Kaitlin

Killen, AL

"Great communication, very knowledgeable, easy to reach. Extremely helpful keeping us on schedule despite our buy work schedules."
Jim W

Florence, AL

"The communicatied with me through the whole process, very satisfied"
Dana

Killen, AL

"You had the buyers ready to close way before closing date. As on top of everything!"
Christina Florence

Town Creek, AL

"Justin was very helpful. He explained every step of the Process. Everything was done in a timely manner"
Carol

Killen, AL

"Love the Alabama people"
Beth

Muscle Shoals, AL

"Easy Transaction, Communication was great"
Charley Danielle

Muscle Shoals, AL

"The communication was fantastic. We were always aware of each step and they were very easy to work with."
Wesley Guy

Muscle Shoals, AL

"Easy to deal with and transparent communication constantly."
Rebekah Callie

Leoma, TN

"Very professional and timely! Thanks Justin!!!"
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$

5%

1%

6%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Justin

Justin Dorroh is a Loan Officer in the Florence, Alabama Branch of Assurance Financial. Justin grew up in The Shoals, and is a graduate of Brooks High School and the University of North Alabama where he received his Bachelor of Business Administration in Economics. Justin has strong ties to the community and has served in the finance industry since 2011. He has been a licensed Mortgage Loan Originator since 2015. Justin is licensed in the states of Alabama, Tennessee, and Mississippi.

More than anything, Justin loves helping people get into their dream homes and providing them with a transparent, hassle-free experience. When he’s not in the office, he enjoys traveling, hiking, and playing golf. Justin is also very active in his church and loves to be involved with their serve opportunities.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Justin a message

4050 Helton Drive, Florence, AL, USA
Suite 301
Florence, AL 35630

(256) 443-3208

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!