Austin, TX

Kim Ghanem

Branch Manager / Loan Officer | NMLS #: 191143

Real Reviews from Real Homebuyers

Mahboobah Joia

Round Rock, TX

"He Did everything perfectly. Special thanks."
Huda

Austin, TX

"Excellence customer service, exceeding expectations, I definitely recommend it for all my friends."
Nazar

Austin, TX

"Kim was awesome. Knowledgeable, friendly, approachable, and available To answer all your question and concerns."
Jesse Michael

West Allis, WI

"Kim was very involved, kept me informed, and answered any questions I had."
Jonathan S

Hutto, TX

"The whole team made the process simple and communication was exceptional."
Zeid A

Fox Point, WI

"Excellent service and clear communication"
Atta

Burnet, TX

"Extensive knowledge, always available for any questions or concerns and will prioritize clients needs."
Alden

Pflugerville, TX

"Fast , and great service"
Amber

Round Rock, TX

"Kim would answer my questions promptly. He was always easy to get in touch with"
Christoph Georg

Austin, TX

"Kim is very knowledgeable, competent, professional, and provides great service."
Saba

Round Rock, TX

"We had a great experience working with Kim. Kim helped a lot to get our mortgage loan in a very short time. 🙏🙏🙏"
Atta

Round Rock, TX

"Great job!"
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$

5%

1%

6%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Kim

Kim Ghanem is a Branch Manager and Loan Officer in the Austin Branch of Assurance Financial.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Kim is able to help home buyers in any stage of life achieve their dreams of home ownership.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Kim a message

7600 Burnet Road
Suite 315
Austin, TX 78757

(512) 743-8609

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!