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Kristi Sinclair

Baton Rouge, LA

Kristi Sinclair

Loan Officer | NMLS #: 2612636

M 225-772-9888 O 225-831-9867 [email protected]

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Real Reviews from Real Homebuyers

4.96 Stars Based on 622 Reviews
RJ Gohn

 

"Chuck made my first home buying process seamless! I had talked to many lenders all who told me I was out of luck because it was a condo. Chuck took the time to contact the HOA and make everything come together. He was very communicative and responsive, and answered all of my questions promptly. Whether it’s your first purchase or not, I highly recommend Chuck!"
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Beth Altazan

 

"This is the second time I’ve used Charlotte Guidroz as my mortgage broker. She made the process very easy. I’m so thankful for all of her help."
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Miguel Estela

 

"Suzanne Ruch at Assurance Financial is a very knowledgeable and caring mortgage specialist. My wife and I worked with her in refinancing our home in 2019. And she assisted us securing the financing on our home purchase this year. She's very detail-oriented in explaining various lending processes and options. She also made certain we understood every detail before making our final decisions. Her professionalism, care towards clients, and strong knowledge in the mortgage industry are reasons why we would work with her again. I highly recommend Suzanne Ruch."
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Michelle Southern Plumlee

 

"I've worked with Erica on several occasions and it is always amazing. She takes the extra time to "talk me off the wall" during an otherwise stressful experience. Right down to the last second and even showing up at our closing to show support. This was my first time working with Toni, but she was also incredible in helping us get through the process and providing us with proper direction that completely helped us navigate. I am extremely pleased with my experience and even better, I love my new home. :) Thanks guys."
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Michael Beck

 

"5 stars isn't enough for Elise Daniel. She went above and beyond all expectations to get my fiancee and I approved for our new home. Can't recommend her and assurance financial enough. Thank you Elise, you were wonderful to work with!!!"
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David Culkin

 

"Was a great experience, I trusted my loan officer from the start. She was kind, smart and helpful.."
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Wendy Mccombie

 

"Great job and communication!"
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Bonnie Lachney

 

"Assurance made everything so easy!!!"
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Dillon McClain

 

"Cheré helped us navigate everything each step of the way. She was instrumental in getting the deal done and was a massive help during the whole process!"
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Lindsey Picard

 

"Miss Charlotte was amazing to work with! She helped us throughout the whole entire process and made sure to communicate throughout. She also made sure to run different scenarios to make sure my first time home buyers felt the most confident! I highly recommend!!"
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Stephanie Tomlinson

 

"As a realtor, I have worked many deals with Cheré Daigle at Assurance. She always makes me look good in front of my clients, even when Im struggling to keep it all together. I trust her with my clients, and I trust her with my business. She is always super attentive to the needs of her clients and her realtors. She is a great communicator and is super knowledgeable about everything mortgage related. She is quick to educate and answer my questions (even the silly ones) without judgement. In this last deal, she kept my clients from becoming the victims of wire fraud. Had she not been paying close attention, things would have turned out terribly for all parties involved except the scammers. I'm so grateful to have her and her team in our corner!"
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Shaun Ramos

 

"As an agent I work with a lot of lenders, and I've seen a wide range in levels of service. For this transaction I represented the seller, and she was the lender for the buyer. From start to finish, her communication was excellent. She kept everyone informed throughout the process, was proactive, and helped make the transaction as smooth as possible. It's always a pleasure working with professionals who do what they say they're going to do, and I look to working with Cheré again."
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
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%
$
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

$3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly HOA

0

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

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About Kristi

Kristi Sinclair is a Loan Officer in the Baton Rouge, LA branch of Assurance Financial. She is licensed through the National Mortgage Licensing System and Registry in Louisiana.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Kristi is able to help homebuyers in any stage of life achieve their dreams of homeownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs

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9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 772-9888

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy