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With Merrell

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Columbia, SC

Merrell Johnson

Loan Officer | NMLS #: 2188462

M 803-565-2915 O 803-888-1530 mjohnson@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.99 Stars Based on 295 Reviews
Michael

Columbia, SC

"Great job!"
Christopher

West Columbia, SC

"Merrell does a phenomenal job with keeping you informed throughout the entire process!"
Shakia

Orangeburg, SC

"Mr. Johnson truly excels! He's hardworking and knowledgeable in his field. I would absolutely recommend him to anyone."
Montez

Orangeburg, SC

"Always helping day or night . With helpful resources, knowledge, and encouragement."
Heather

Batesburg, SC

"Merrell was fantasic as Always! Highly recommend"
Tim

Batesburg, SC

"One of the best lenders I've worked with !"
Gary P.

Columbia, SC

"Merrell qas able to quickly get the CTC once the IRS notification came through"
Sherry

Columbia, SC

"Johnson's professionalism, organization, and genuine concern during the whole long process."
Shedric Delaine

Hopkins, SC

"Over all great service"
Celina McIntyre

"Merrell at Assurance Financial is AWESOME!! He’s very personable and supportive!! Merrell and Brad are the greatest! Thank you all!!!"
Caroline H

Columbia, SC

"Kindness and Patience shown by Merrell! He took his time to explain everything that was going on to me! Awesome young man!"
Gary Thomas

Patrick, SC

"My loan was complicated But your team made the experience painless and i actually felt like family."

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

All Payments and Fees

0

Calculators provide estimates only. Contact your local loan officer for precise and personalized information.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Merrell

Merrell Johnson (The Cheer Lender) is a Loan Officer for Assurance Financial at the Columbia, South Carolina branch.

Merrell Johnson is a Loan Officer for Assurance Financial at the Columbia, South Carolina branch. Born a military brat, he has traveled the world and chosen the Heart of South Carolina as his home, where he has been selected by Experience Columbia as an Ambassador for the City. An Alum of the University of South Carolina and LSU-Shreveport, He started as a loan officer in 2021 after working with he homeless, where he assisted in fundraising and marketing,  he looks forward to helping you secure your home loan.

When Merrell isn’t securing loans for his clients, you can find him in the community advocating for mental health awareness, homelessness, and education. He has an extensive volunteer background, serving organizations such as Beginnings SC, Turning Pages, Mental Illness Recovery Center Inc. (MIRCI), and the American Advertising Federation. He currently serves as President of the Columbia Museum of Art’s – Columbia Design League. His hobbies include all things family, food, and cars.

Merrell has been recognized as the National Association of Social Workers – South Carolina Public Citizen of the Year, The State’s Top 20 under 40, Columbia Business Monthly Best and Brightest 35 and under, and the SC Black Pages Top 20 under 40. Sally R. Brasley Foundation’s Trailblazer Award, and the South Carolina Counselors Association’s Humanitarian of the Year, Donald-Harding Service Award, and has been recognized by the Combat Veterans of America. Merrell was selected as Rookie of the Year, recognized for having the company’s 2nd highest customer satisfaction ratings, and a member of the 2024 President’s Club.

He is licensed through the National Mortgage Licensing System in South Carolina, North Carolina, and Georgia.

Whether a new home purchase, refinance of an existing loan, renovating, or construction of a new home, Merrell can help homebuyers in any stage of life achieve their dreams of homeownership.

 

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
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2231 Devine Street
Suites 102A and 102B
Columbia, SC 29205

(803) 565-2915

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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