Real Reviews from Real Homebuyers


Columbia, SC

"Thank you."
Aaron James

Aiken, SC

Martha Hudson

Columbia, SC

"Merrel Johnson and Brad Hepps"
Ebony M

Blythewood, SC

"Merrell and his team were amazing! Thank you for everything!"

Blythewood, SC

"Merrell was AWESOME to work with! He was definitely fresh air for my wife and myself! I would recommend him for anyone."

Sumter, SC

"Smooth transaction!"
Stasha Gabrielle

Columbia, SC

"Merrell was always available and ready to help and answer any questions I had"
Crystal Jennings

"Great lender! Goes above and beyond to make sure everyone stays informed and genuinely cares about the wellbeing and future of his clients"

Columbia, SC

"Merrell Johnson is top notch! He’s very responsive and efficient, but most importantly he genuinely cares about his clients"

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Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0


Downloadable Guides

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About Merrell

Merrell Johnson (The Cheer Lender) is a Loan Officer for Assurance Financial at the Columbia, South Carolina branch.

Merrell Johnson is a Loan Officer for Assurance Financial at the Columbia, South Carolina branch. Born a military brat, he has traveled the world and chosen the Heart of South Carolina as his home, where he has been selected by Experience Columbia as an Ambassador for the City. An Alum of the University of South Carolina and LSU-Shreveport, he looks forward to helping you secure your home loan.

When Merrell isn’t securing loans for his clients, you can find him in the community advocating for mental health awareness, homelessness, and education. He has an extensive volunteer background that includes serving organizations such as Beginnings SC, Turning Pages, and Mental Illness Recovery Center Inc. (MIRCI). He currently serves on the board for the Columbia Museum of Art’s – Columbia Design League, American Advertising Association Midlands, and Columbia Urban League Young Professionals.

Merrell has been recognized as the National Association of Social Workers – South Carolina Public Citizen of the Year, The State’s Top 20 under 40, Columbia Business Monthly Best and Brightest 35 and under, and the SC Black Pages Top 20 under 40. Sally R. Brasley Foundation’s Trailblazer Award, and the South Carolina Counselors Association’s Humanitarian of the Year, Donald-Harding Service Award, and has been recognized by the Combat Veterans of America. Merrell was selected as Rookie of the Year, recognized for having the 2nd highest customer satisfaction ratings in the company, and a member of the 2024 President’s club.

He is licensed through the National Mortgage Licensing System in South Carolina, North Carolina, and Georgia.

Whether a new home purchase, refinance of an existing loan, renovating, or construction of a new home, Merrell can help homebuyers in any stage of life achieve their dreams of homeownership.



My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Merrell a message

2222 Devine Street
Columbia, SC 29205

(803) 200-2615

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Realtor Resources

Downloadable Guide for Realtors

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