Real Reviews from Real Homebuyers

Donnie

Athens, AL

"Very hard working, great to work with, will use again..."

Loan Officer

Ashley Bogus
Jacqueline

Tuscumbia, AL

"Barbar knows how to make things happen to have a wonderful and smooth closing. I appreciate all of her hardwork. She is the best."

Loan Officer

Barbara Gaston
William Vollor

Florence, AL

"Justin was great through the entire process! responded in a timely manner and was helpful with every question I had !"

Loan Officer

Justin Dorroh
Hayden Thomas

Muscle Shoals, AL

"Communica was great"

Loan Officer

Ashley Bogus
Victoria

Tuscumbia, AL

"Always informative"

Loan Officer

Barbara Gaston
Devin Battles

"Justin has helped tons of my home buyers with their mortgage needs! He is very professional and gets things done in a timely manner."

Loan Officer

Justin Dorroh
Krystal

Muscle Shoals, AL

"Great communication and service. She was wonderful to work with."

Loan Officer

Ashley Bogus
Katie

Muscle Shoals, AL

"is always a complete professional. She is honest and trustworthy. She has clear communication and gets results."

Loan Officer

Barbara Gaston
Devin

Florence, AL

"Justin and Jade go above and beyond for my clients !"

Loan Officer

Justin Dorroh
LaTosha Jean

Decatur, AL

"Ashley was always quick to respond to any questions and help! She went above and beyond every step of the way!"

Loan Officer

Ashley Bogus
Alexandria Madison

Florence, AL

"Barbara was a fantastic communicator and wonderful to work with. She made things a breeze for us!"

Loan Officer

Barbara Gaston
Stacy Lee

Killen, AL

"Answered all questions we had and always reached out to keep us updated"

Loan Officer

Justin Dorroh
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call Molly

$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly HOA

50

Monthly Insurance

50

Monthly PMI

0

All Payments and Fees

0

Calculators provide estimates only. Contact your local loan officer for precise and personalized information.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Molly

Molly Elledge is a Loan Officer in the Florence, Alabama branch of Assurance Financial. She is a Tennessee native and graduated from the University of North Alabama with a Bachelor’s degree in Marketing and concentration in Sales. Molly is married to her husband, Braxton, and they have two corgis, Izzi and Hank. On her free time she enjoys being outdoors and spending time with family and friends.

Molly received her mortgage license in 2023, where she is licensed in Alabama and Tennessee. Whether a new home purchase, refinance of an existing loan, or construction of a new home, she is able to help homebuyers in any stage of life. Molly is very dedicated to her clients and their homeownership goals.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

Send Molly a message

4050 Helton Drive
Suite 301
Florence, AL 35630

(731) 607-5282

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!