Real Reviews from Real Homebuyers

Shauna

Baton Rouge, LA

"pj and his Team went above and beyond"
Ashley

Baton Rouge, LA

"Pj was really great to work with ! look forward to some more !"
Veronica P

Baton Rouge, LA

"Your excellent work"
Jeremy Wade

Natchez, MS

"Overall from communication to timeliness of paperwork"
Leta L

Baton Rouge, LA

"Awesome PJ was great"
Brandon Jared

Baton Rouge, LA

"PJ made the house buying processing very easy and was always super helpful with any questions I had."
Quintin L

Baton Rouge, LA

"Pj tavernit is the man ! Great person real helpful and professional"
Forrest Taylor

Greenwell Springs, LA

"PJ was great to work with and walked me through everything I had questions on!"
Kyle

Baton Rouge, LA

"PJ and his 'stache make every transaction as easy as possible."
Eli William

Prairieville, LA

"Easy process"
Denise

Baton Rouge, LA

"Pj is very professional, knowledgeable in his field and attentive."
James

Baton Rouge, LA

"Very professional and PJ/Toni kept me updated at every stage of the process"
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Crunch The Numbers!
Estimate Your Payment

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$

5%

1%

6%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

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About P.J.

P.J. Tavernit is a Senior Loan Officer in the Baton Rouge office of Assurance Financial. He joined the team in 2015. He is licensed in the states of Louisiana, Texas, and Mississippi with expertise in a wide range of loan products. P.J. has over 10 years of experience in sales and finance. He enjoys working with first time and repeat home buyers as well as finding prime times in the market to take advantage of refinancing current homes.

P.J. is a native of Slidell and a graduate of Louisiana State University, with a Bachelor’s degree in Kinesiology. In his free time, P.J. enjoys spending time with his wife, Sarah, and their two daughters, Sophia and Riley.  P.J. is also an avid runner who has completed two IRONMAN triathlons. In addition, he has been a licensed skydiver since 2001 and has more than 1,300 skydives! When not jumping from planes, he enjoys all outdoor hobbies, watching his Tigers and Saints play, and boiling crawfish.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs

Send P.J. a message

9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 229-2641

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Free Realtor Tools

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!