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With Patrick

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Columbia, SC

Patrick Roberts

Loan Officer | NMLS #: 2482096

M 843-408-5242 O 843-408-5242 proberts@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.97 Stars Based on 53 Reviews
Patricia

Florence, SC

"Patrick was a great resource willing to help me analyze property metrics."
Weston

Florence, SC

"Will keep Assurance Financial in mind for future clients and transactions."
Joyell S.

Columbia, SC

"Patrick was there to answer all my questions. He explained everything in a manner that I was able to understand and the process was easy."
Justin M

Nashville, TN

"Expert knowledge, fast communication, and superior service."
Jaysen

Columbia, SC

"Patrick did a great job with getting me approved. He walk me through the process and everything went smoothly."
Andrew Hamill

"Patrick Roberts at Assurance Mortgage is excellent! Extremely knowledgable and very attentive throughout the process."
Eileen Mary

Charleston, SC

"Patrick is great to work with. He is extremely knowledgable and very customer-focused."
Michael Breaux

"Professional, Knowledgeable, and HELPFUL. Can’t wait to use him again"
Joyell S.

Columbia, SC

"Patrick got it done smartly! He explained the process, followed up, kept me on track and closed in 30 days! Thank you!"
Andrew Hamill

"Patrick is very knowledgable and great to work with. Highly recommend!"
Thomas Alexander

North Charleston, SC

"Patrick made the process smooth and transparent, he answered all my questions quickly and"
David Christopher

Charleston, SC

"Patrick knows the ins and outs of the mortgage process and his knowledge gave me confidence as a first time home buyer."

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$

3,500

Monthly Payment

Real APR

0

Monthly Taxes

208

Monthly Insurance

50

Monthly PMI

0

Monthly Principal and Interest

0

Calculators provide estimates only. Estimates shown should not be considered exact payments. Contact your local loan officer for precise and personalized information. See full legal disclosures.

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Patrick

Most investors I meet have been misguided by a lender at least once. Vague or inaccurate answers. Terms that changed late because something was missed upfront. Details communicated after the decisions have been made, not before.

That’s the problem I solve. I offer DSCR, Conventional, bridge and fix-and-flip, STR, and house-hacking loans (Conventional, VA, and FHA) for investors across South Carolina, North Carolina, and Louisiana – and I’ll guide you through what works before you’re under contract, not after. With over $100 million in loans underwritten, formal credit training, and an MBA, I know how these loans are built from the inside. I’ve also been a real estate investor since 2008 – so I know exactly what’s at stake when the financing isn’t what you expected.

You’ll get straight answers, an honest view of the tradeoffs, and financing you can be confident about.

A Little About Me:

South Carolina’s Lowcountry is home for me, my wife, and our two pups, and we love Charleston’s culture, charm and people. I’m a transplant from Louisiana and an LSU alum, and I’m also a USMC veteran and a former law enforcement officer.

My wife and I started our REI journey with a live-in flip, and both of us have since made real estate our craft. In addition to helping investors get loans, we also own Station 28 Capital – a small private real estate investment firm based in Charleston. Station 28 Capital buys and holds real estate-backed notes and invests in select real estate deals in the Carolinas and Louisiana.

I’m always happy to chat about lending, real estate investing, life in the Lowcountry, and LSU. I organize events for the Lowcountry’s LSU community through the Charleston Chapter of the LSU Alumni Association, so if you bleed purple and gold, don’t hesitate to reach out. I’m a beach bum at heart, but I still make my way back to Baton Rouge regularly. I’m your Louisiana to Lowcountry connection, whether for networking, referrals, or just another Tiger fan to watch the game with.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans

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Send Patrick a message

2231 Devine Street
Suites 102A and 102B
Columbia, SC 29205

(843) 408-5242

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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By submitting this form, you agree to receive marketing text messages from Assurance Financial at the number provided. Message and data rates may apply. Message frequency varies. Reply STOP to unsubscribe or HELP for assistance. For more details, please review our Privacy Policy and Terms & Conditions at AssuranceMortgage.com/privacy-policy