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Baton Rouge, LA

Phelps McKey

Loan Officer | NMLS #: 1980665

M 225-362-9629 O 225-218-9760 F 225-218-9760 pmckey@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.99 Stars Based on 139 Reviews
Martin A

Baton Rouge, LA

"The quality of the service because of the great communication between all parties ."
Caroline

Baton Rouge, LA

"Phelps was wonderful to work with, and was always available to answer all of our questions!"
Bret

Denham Springs, LA

"Very prompt & Professional to do business with. Thanks, Bret"
Krista

Baton Rouge, LA

"Phelps did a great job. He’s a pleasure to work with."
Chris

Baton Rouge, LA

"Timeliness of process. Clear communication. Followed thru on what you said you’d do."
Stephen Luke

Baton Rouge, LA

"Very personal and great to work with."
Boydeia

Manvel, TX

"Very pleasant experience! Great communication & closed the loan quickly!"
Tyler Andrew

Baton Rouge, LA

"Amazing person & very helpful!"
Mary Eliza

Baton Rouge, LA

"Phelps was wonderful throughout the entire process of buying our first home!"
Catherine

Baton Rouge, LA

"Amazing lender! Quick responses and always very professional. Highly recommend Phelps!"
Melinda

Madisonville, LA

"Phelps was very professional with a smooth transaction getting us to the closing table on time."
Benjamin Edward

Baton Rouge, LA

"Phelps was unbelievably helpful through the process and made it so seamless. Would recommend him to anyone who is in the market!"

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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

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$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly HOA

50

Monthly Insurance

50

Monthly PMI

0

All Payments and Fees

0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

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About Phelps

Phelps McKey is a Loan Officer at the Baton Rouge, Louisiana Branch for Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in the state of Louisiana.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, Phelps is able to help home buyers in any stage of life achieve their dreams of home ownership.

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs
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9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 362-9629

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Downloadable Guide for Realtors

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Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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