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With PJ

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Birmingham, AL

PJ Shackelford

Loan Officer | NMLS #: 1958633

M 205-229-1130 O 205-402-8388 F 205-402-8388 pjshackelford@assurancemortgage.com

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Real Reviews from Real Homebuyers

4.96 Stars Based on 237 Reviews
Theresa

McCalla, AL

"On time with all deadlines & great communication"
Brett Green

"PJ and Savannah were great and so helpful every step of the way!"
Jennifer

Alpharetta, GA

"PJ was very communicative and proved excellent consultative guidance during the process."
Joy Gentry

Trussville, AL

"Great communication through the process"
Justin

Savannah, GA

"PJ is extremely responsive, even on nights and weekends. Super helpful and we plan to use him for future transactions."
Austen Lamar

Talladega, AL

"It was great"
Gregory

Hartselle, AL

"Clear communications and quick replies. Pleasant to work with."
James Ray

Vestavia Hills, AL

"PJ got it done."
Carl Clifton

Birmingham, AL

"Communication and service was phenomenal. Couldn’t be more pleased!"
Marcia

Birmingham, AL

"Perfect from start to finish and your support staff is also excellent!!!"
a w

"PJ, Savannah, and the team were great to work with. Highly recommend! 💯"
Timothy

Pelham, AL

"PJ was a go-getter from the beginning... He set a goal for us and hit it out of the pit park!"

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Crunch The Numbers!
Estimate Your Payment

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$

5%

1%

6%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Insurance $1421

Monthly PMI $0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

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About PJ

PJ Shackelford is a Loan Officer at the Birmingham, Alabama Branch for Assurance Financial. He is licensed through the National Mortgage Licensing System and Registry in Alabama.

Whether a new home purchase, refinance of an existing loan, or construction of a new home, PJ is able to help home buyers in any stage of life achieve their dreams of home ownership. Reach out to him for your new home purchase or refinance needs today!

Dedication in bringing ease to one of the biggest financial decisions of a borrower’s life. Customer Service and Productivity will help bring an enjoyable process to the Purchase or Refinance of a home.

PJ will use his 10+ years in the financial sector to help guild your hopes and dreams while ensuring a sound financial bedrock to grow from.

PJ will be accessible at every step in the process and his value in communication will ensure a smooth and painless experience.

 

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My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
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Send PJ a message

500 Office Park Drive, Birmingham, AL, USA
Suite 410
Birmingham, AL 35223

(205) 229-1130

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Free Realtor Tools

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!

Mortgage Term Glossary

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Our Loan Process

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Mortgage Calculators

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