Baton Rouge, LA

Renee Crochet Carughi

Senior Loan Officer | NMLS #: 1139859

Real Reviews from Real Homebuyers

Michael Alan

New Iberia, LA

"Friendly staff. Always kept us informed. Made closing easy."
Carla Duckworth

New Iberia, LA

"Friendliness of staff,. always kept us informed on what was going on, what was needed."
Makki P.

Baker, LA

"Renee made the process absolutely perfect for us!"
Cassandra

Baton Rouge, LA

"Renee communicated very effectively and was very personable which made her amazing to work with!"
Samuel Nevin

Oklahoma City, OK

"Renee is amazing and so easy to work with!"
Angelieque R.

Springfield, LA

"Mrs. Renee team was awesome to work with and help explain everything that I had questions"
Kool Michael

Denham Springs, LA

"Made it a smooth home buying experience"
Kirt

Gonzales, LA

"Renee Crochet"
Stephanie T

Saint Francisville, LA

"I can’t say enough good things about Renee! She is very knowledgeable, personable, and made the whole loan process easy and stress free!"
Susan L.

Metairie, LA

"Renee’s responsiveness and friendliness!"
Jonathan

Denham Springs, LA

"Renee very easy to work with. Always available and willing to help."
Nikki

Baker, LA

"Renee was amazing to work with. She kept me, as the sellers agent, in the loop for everything. 10/10."
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Crunch The Numbers!
Estimate Your Payment

Get an idea of what your monthly payment may look like. For a full estimate, call me, your mortgage expert!

Call Renee

$
years
$
$
%
%

Your LTV is less than 80%, so you will not need to pay PMI.

$
$
$

3,500

Monthly Payment

Real APR

0

Total of 360 Payments

0

Total Interest

0

Monthly Taxes

208

Monthly HOA

50

Monthly Insurance

50

Monthly PMI

0

All Payments and Fees

0

Legal Disclosures

The AFG mortgage calculator is for estimation purposes only. Results do not reflect all loan programs and are subject to individual program loan limits. Qualification, rates and payments will vary based on timing and individual circumstances. This is not a commitment to lend.

Here’s a payment example based on an average home price and the most common loan type:

Loan amount: $300,000
Loan type: 30-year Fixed-Rate Loan
Interest rate/APR: 7.375% (7.692% APR)
Monthly payment: $2,072.03
Points: 1.875 points, costs due at closing
Loan-to-value (LTV): 80.00%

One point is equal to one percent of your loan amount. Payment does not include taxes and insurance. The actual payment amount will be greater. Some state and county maximum loan amount restrictions may apply. Rates shown are valid on publication date of April 18, 2024.

1If you didn’t enter taxes and insurance amounts, an estimate of your taxes is based on the state selected. This does not include all fees.

Resources

Downloadable Guides

We’ve created these guides to be a valuable resource to walk you step-by-step through your next adventure.

About Renee

Renee Crochet Carughi is a Senior Loan Officer in the Baton Rouge office of Assurance Financial. With a passion for helping the community, she joined the team in 2012 and offers a wide range of mortgage knowledge. Renee is licensed to originate in Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, Tennessee, and Texas through the Nationwide Mortgage Licensing System & Registry (NMLS).

Residing in Baton Rouge, Renee is a Central native and SLU graduate. She enjoys participating in local events with the Women’s Council of Realtors and Greater Baton Rouge Home Builders Association.  In her free time, Renee enjoys her role as a Master Barre Instructor with Body Sculpt Barre Studios and quality time with family and friends.

Videos

My Services
  • New Home Purchase Loans
  • Refinance Loans
  • FHA and Rural Development Loans
  • Veteran (VA) Loans
  • Construction and Renovation Loans
  • Jumbo Loans
  • USDA Rural Development Loans
  • Downpayment Assistance Programs

Send Renee a message

9029 Jefferson Highway
Suite 100
Baton Rouge, LA 70809

(225) 413-7143

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Free Realtor Tools

My Realtor partners get free access to marketing tools such as single property websites, open house flyers, database management software, and more! Email me to get started.

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Realtor Resources

Downloadable Guide for Realtors

This helpful mortgage guide is a great resource for our partners. Check it out!